A Payment A Day - Part 10!

LondonAndy

sophia-abigail-mummy wrote: »

This gives me hope as when I started this i was declined for a CC with my bank due to bad rating and have been doing this for a few months now and not missed a single payment as now have everything on DD and loads extra being paid into accounts and debts are being waved bye bye to lol. So hopefully doing a great job at rebuilding credit rating for OH and me.

Sounds like you are doing exactly the right thing ! Little steps to repair a credit rating and it takes time (I know) but every month improves it. You're doing really well !

mooomin

I have nothing financial to add today, but wanted to say that thriftypixie, I love your posts and you always make me smile

*puts on helmet of hilarity*

angelicmary85

Evening Guys!

Another £5.00 from me please!

Hope you've all had a fab day! x

JayJay14

Mini PAD for me today of 47p to the change jar.

OH has an interview on Friday afternoon in Coventry of all places (the job is in Hull!!) so need to hang on to an extra £60ish to cover the fuel costs. Still if he gets the job it will be worth the effort (decent money and a car:D).

Twinkles08

Evening everyone,we're a bit sad today,our cat that we've had for 6 years,had to go to the cats protection league as the doctors discovered that our eldest daughter is allergic to cats.She is hospitalised 2-3 times a year with asthma.We tried to rehome her (the cat not our daughter!:rotfl:)with family and friends but nobody could take her on.I feel so guilty as she's such a timid thing,althou it's prob for the best as the kids were too noisy for her.
Anyway,if you got through that,hope your all ok-pleased you feel a bit better thriftypixie!Ha ha *stuffs a sock in her mouth to try to stiffle giggles:rotfl:
My PAD is 1.12 please. Slowly but surely......or something like that..

juliejim

Morning All

Hugs Twinkle

£200 for me today please.

Have a good day all

Jue

mooomin

£2.49 for me today please

sunshineyday

£432 for me today, xx

retiredandskint

£45.50 for me today towards overdraft.

I need a plan on how to do this. I have cc debts of £12,340, £9,182.91 and o/d £4,410. My mortgage is paid off and the endowment, around £23,000 is due out at the beginning of June. I had planned to pay off the lowest cc and o/d (on the basis if I needed money urgently I can still access credit) and then hit the last cc with PADs.

Any comments welcome on whether I should concentrate on PADding just one debt until June and if so which one, or continue to spread the PADs around.

sophia-abigail-mummy

retiredandskint wrote: »

Hello I'm a newbie and have been following your posts for a couple of days and decided to join in. I'm not sure whether it'll be a daily, weekly or monthly PAD but I'm impressed on how well you are doing.

I'm off now to look around the site.

Welcome newbie hope you enjoy being with us it is very addictive

mumofthreemonkies83 wrote: »

Morning all

I paid 0.07p today to round down my account, also forgot to post but did pad yesterday- £100 to capital One clearing it :j and £80 to DD's school trip which means one more payment and thats paid up too- hopefully next week meaning its done a whole 6 weeks early ! Yay

Pad is therfore £180.07

Thanks all
Mumof4 xx

Well done for clearing CC

LondonAndy wrote: »

Sounds like you are doing exactly the right thing ! Little steps to repair a credit rating and it takes time (I know) but every month improves it. You're doing really well !

Thanks. You never know maybe soon will be able to start saving for deposit but I think we need a new car first.
PAD for today is £9.88