A Payment A Day - Part 10!

Greenbynature

Hi all

Well done LM on paying a cc off :T:T
Does anyone else bank with Natwest?? Last month they charged me £20 for my OD and £21 interest and again now this month they've charged me £20 for account charges?!!?!? I thought it was a year end sort of thing but it now looks like a monthly thing :mad: so that's £41 a month :mad: need to get rid of my OD fast!!!!!


Pad £5 cap1 and 25p jar pls

£5.25

MinniMe_2

morning all (just).

Still no PAd here I'm afraid, have a few things on ebay finsihing this weekend, no bids yet but watchers on everything. Fingers crossed that brings in a few pennies I can PAD!!

L-M

Thanks so much guys:D I'm still feeling great today that the first ones gone:j

Juliejim I hope all goes well with your Dh's job *everything crossed for you*

Sashanut I can't believe that about your wages:eek: I really hope they ort it out and pay you properly

Green I bank with natwest but I havn't had a £20 OD charge (yet!) I wonder if it's a new thing they've brought in eeeek!

Well back to smaller PAD's for me but they all add up:D

So £5pad today going to simply be

olybeast

little one today to CC1

£1.32

clearing_out_my_pockets

£732.42 from me today. Post and run, I'm afraid...

MrsWassire

Afternoon all! Sorry I've not been posting much. Sold my car the other night, been desperately looking for a replacement but not found much that ticks my boxes.

PAD yesterday of £20. Hope to make a bigger one from this week's wages but it depends on the car...

euronorris

Greenbynature wrote: »

I'd love to know the answer to this myself Psycho as DS2's gf has left lots of scorch marks on his bedroom carpet from her straighteners and never said anything :mad::mad: I have tried washing it to try and soften the fibres - didn't work and not sure what I can do next!

We also have a scorch mark on our rug that OH made years ago (before we met) after an accident with the iron. He's tried stuff, I've tried stuff, and we still have the mark! lol.

euronorris

PAD of €31 to the sealed pot. Realised this only needed to be €28 (for Feb), but hey, I'll cope without the other 3!

Anyway, in GBP, that is a PAD of 26.70 GBP.

I'm exhausted (for a number of reasons) and started to bruise very easily lately and quite badly in some cases. So saw docs this morning and he sent me for a blood test. Now I have a nasty bruise either side of my elbow (I already had one on the outside of my elbow). Bah humbug! At least results will be in on Monday, which is very speedy! I had to refrain from saying 'Really? It won't take 2 weeks and involve me chasing for a further week?' as that is the process I am used to from the UK.

Having a down day in general. I need a break from all the emotional stuff, but not much I can do about that at the moment, and being tired exaggerates those feelings. Sooooooooo looking forward to a monster lie in tomorrow! Plus side - there is a new English shop in my town and I stocked up earlier this week. I might head back tomorrow and get more!

Thrifty_Pixie

nickynoo08 wrote: »

Afternoon all,

Can i ask for your opinion please? Our fixed rate is due to finish next month and we have been looking around for a new deal. We were first told at our bank that we would qualify for a mortgage with them at an interest rate a fair bit lower than what we are currently paying, however that now is not the case. The lady we spoke to apparently didnt realise we had a loan with the bank so not sure how she missed it! and now because of our monthly payment to that we are coming in short. Anyhoo our current mortgage provider has said that we could stay on intrest only (we wanted to change to repayment) and our payments would fall by £200 ish a month. Now i'm wondering whether we should stay on interest only and use the 'extra' cash to clear our debt quicker. We would be debt free by oct/nov ish this year, if we change to repayment our mortgage payments would increase slightly then obviously with interest rises who knows plus we wouldn't be able to pay any extra to our loan. What would you do? Would you stay on interest only and pay your debt off 2yrs quicker then transfer to repayment and put all extra money to that or would you take the chance and change to repayment now and just pay minimum payment to your debt.
I suppose after writing it all down the obvious thing for us to do is to stay on int only and clear our debt, i'd just like to hear your thoughts too please:), i'm really confused:o Thank you

Sorry for waffling - back to business
Pad of £4 to tesco stamps please

fwiw I would stay on interest-only

Twinkles08 wrote: »

Thrifty pixie,well done on resisting temptation,I adore your see saw smilely!lol

It describes my life disturbingly well

Thrifty_Pixie

Aloha PaDlings!

Well, as an inexpensive option to buying a new motorcycle, me and the DH are currently in the process of respraying my current one purple £60 as opposed to £3,700 I think is quite MSE :rotfl:

Please put me down for a PaD of £9.96 today to round up my savings. I have one larger PaD to make over the next few days and then it's back to bits and pieces for the rest of the month as it's the DH's birthday next week.

Hope all are well....and have a groovy weekend!!

*meep*