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A Payment A Day - Part 10!

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  • Hugs to anyone who needs one...I'm feeling generous!

    I need to go for now but will maybe be back later!

    Hope you all have a fab day! x
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • euronorris
    euronorris Posts: 12,247 Forumite
    Part of the Furniture 10,000 Posts Name Dropper PPI Party Pooper
    MinniMe wrote: »
    Am debating starting a new exercise class tonight - its not expensive or anything I'm just worried about being the new one! silly I know!

    I felt like that about joining Qi Kwan Do. As usual, the fear is far, far worse than reality, so I say, just go for it!

    What is the worst that could happen? You don't like the class, or the people. So what? You don't go back to that one, you find another one.

    Sorry, I find it helps sometimes to actually spell out to myself what I am fearful of, as quite often I'm fearful about nothing much.

    Go for it!
    February wins: Theatre tickets
  • LondonAndy
    LondonAndy Posts: 1,326 Forumite
    Howdy folks

    £155 for me today please.
    Debt Free 25th August 2010 with PAD !!
    TARGETS : :D:D
    Save 12k in 2013: #068 : £7,305/£12,000
  • Angelic. you definitely are feeling positive today!! Hope it continues for you x
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • sashybo
    sashybo Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi all, finally have a day off work. :j Am knackered though, so won't be up to much.

    Just £1 again to Barclaycard for me.
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    MinniMe wrote: »

    Does anyone know if Halifax have started paying off the cheapest debt on the card first yet?
    Do you mean the most expensive one??

    If so I think they have...
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Do you mean the most expensive one??

    If so I think they have...

    2.2 We use any payments you make to pay off transactions that appear on your statements starting with those on which we charge interest at the highest rate. We will then pay off transactions on which we charge interest at the next highest rate and so on down to the lowest rate of interest. If the payment is not enough to pay off all transactions at a particular interest rate, we will pay off transactions charged at that interest rate in the order:- cash advances, cheques, purchases, balance transfers and default sums. If you pay more than the amount due shown on your statement, we will use any remaining payment to pay off transactions that have not yet appeared on your statement in the same order as those that do appear on your statement. In this condition, "transaction" includes the amount of the purchase, cash advance, cheque, default sum or balance transfer plus any interest, fees or insurance payment charged as a result of that transaction. For example, a cash advance fee is included as part of a cash transaction.

    This is from one of the T&Cs, not sure which card you have but looks like it might be the case....
  • sashybo
    sashybo Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Oh forgot to add that I've passed my six month probation at work. :j So I won't be getting kicked out of my job. :rotfl:
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
  • sashybo wrote: »
    Oh forgot to add that I've passed my six month probation at work. :j So I won't be getting kicked out of my job. :rotfl:

    congratualtions.gif
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • euronorris
    euronorris Posts: 12,247 Forumite
    Part of the Furniture 10,000 Posts Name Dropper PPI Party Pooper
    sashybo wrote: »
    Oh forgot to add that I've passed my six month probation at work. :j So I won't be getting kicked out of my job. :rotfl:

    Bl00dy marvellous! You must feel so much better for that! :j:beer::j:beer:
    February wins: Theatre tickets
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