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A Payment A Day - Part 10!
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A nice crisp virtual £5 today please Flyin' to the saving pot
-s-Frugal living challenge 2012 live on £8500 ~ £7725.87 remainingMake £5/day in 2012 ~ £482.24/£1830 ~ 22.52%Proud Member of PAD since January 2010 ~ Total paid to date £11386.64Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£20000 -
Morning all £9 for me today to B Gas
(nearly didnt have this as dh wanted some money to get some beer)
hope all that are sad eventually find happiness,
I know what you mean most my padding money keeps getting pinched by oh to go down pub with mates does he just not get it!!!Morning all
Well I didn't PAD again yesterday as the food shop went a bit over budget rather than under:o Blooming kids seem to want feeding every day:p seriously though they are like locusts:rotfl:
So a PAD of £10 again to vanquis today, I can't wait for it to be gone, I know it's only a small debt (and the first of many I have to get rid of) but it'll be such a boost to see the back of it
I have done the same yesterday by going over by £9 which prevents me from padding today but i needed more pillows and got some nice ones in asdabuddiebabe wrote: »Hey
Not been on much lately or had much cash but have managed to still make small PADs just not posted themso
PAD £2.02
I'll be glad when it get to my CTAX free months.... Feb and March don't think i'll be able to use them for debt but it will give me a bit of breathing space rather than trying to find every available penny to pay the minimum payments
Am so glad i started this challenge tho as i would not have been as good about trying if i know i didn't have to come on here and declare what i've paid. Feel like my total is quite pathetic compared to some but im not including the minimum payments so to me its alot i've paid
Hugs to everyone that needs them
Buddiebabe x
I also enjoy doing this and found it has helped a lot with clearning debt i feel guilty if i cant pad for just one day.Two months minimum bills 57%
Debt total April 2010 £7962.28 DEBT FREE March 2012 100% cleared :T:T:T0 -
flying_fresian wrote: »:eek::eek::eek:
Also, if you're off the iPhone idea, I can totally recommend the HTC Desire. I got it when it was new, so the contract is quite pricey for mine but you can get them on good deals now and it's a kickass phone
Get Well Soon to the weansHope things work out ok with you and XOH, but don't go too easy on the git.
I had a 'whoopsie' spend of an HTC Wildfire in the sales and it's fabbo - asides from the short battery life. About as big as an iphone and great :T....
Worth considering and then maybe downgrading your contract?
Just a thought...finally caught up on posts but still feeling pretty rotten with this bug...One achievement today is I MADE MYSELF A PANCAKE (which I haven't done for a few days :eek:) and I also made myself an espresso....
Go me so now feeling pretty rotten with these glands (they're in my groin. Actually got sent to cancer OP earlier in the year when they were huge but that was cos I lost 5 stone.I've now gained 2 and they are huge again and painful? Go figure????) so like don't know if I'll make kirk tonight or not...
Hope everyone is well......Got GP tomorrow so she better have some good ideas re this gland :mad: and a strap that fits for my fluidy knee
Then it's big Giro day on Tuesday so will do some serious padding at silly o'clock :T and since getting the new e-cig stuff on Wednesday one pouch of tobacco is lasting me an extra day....that's the challenge with the smokes right now...make a pouch of tobacco last 3 days rather than 2 - rome wasn't built in a day and all thatand after last week's horrid depression on the nicorette I wouldn't do it any other way
E:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
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Small PAD of £4.98 to Tesco cc and 71p to the change jar.
Total £5.69.0 -
I have been rather skint as payday is on Wednesday so trying to make amends for not PADing by paying £5 today to RBS CC. Hopefully I can go back to daily PADs from Wednesday.Weekly Spend Challenge: £0/£30
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hello, just realised can pad today as can work out what i have to pad left from last month £215.95 I have to do it this way as if i pay off at the beginning of the month i pay off too much and then have to re spend on CC's which i dont want to. I have been allowing ourselves a set amount each week leaving extra in the bank to allow for all payments and make sure i dont go into to it and if by pay day its still left it pays debts i have never been under minium payments and always quite a bit over this pad is all over payments :T
Have been doing a bit of re shuffling and as of today all but my two debit cards are on 0% so now can include minimum payments as well so new target NatW OD 1Two months minimum bills 57%
Debt total April 2010 £7962.28 DEBT FREE March 2012 100% cleared :T:T:T0 -
Evening folks
£3.33 for me pleaseDebt Free 25th August 2010 with PAD !!TARGETS ::D
Save 12k in 2013: #068 : £7,305/£12,0000 -
flying_fresian wrote: »Top tips...
Make it easy to read by having short paragraphs, stops them from getting bored. Read sentences out loud and keep them short and snappy that way.
If you're bullet-pointing things that you've done, start the bullet points with "action" words e.g....
Instead of:- I have a degree in English
- I presented to 200 people at a conference
- I enjoy dealing with people
- Achieved a 1st class degree in English
- Delivered a presentation on "Rock and Roll lifestyle" to 200 delegates at Blah Conference
- Key skills include XXX demonstrated through XXX
Thanks Flyin'You are truly fabulous! Thanks too erme! Glass of vino part 2 means I haven't really made an attempt BOOOO! I have Sopranos distracting me now... BUT I'm thinking naked drawing tomorrow night will spur me on to get it submitted for Friday's deadline date! <determined danko face> :rotfl: A plan... xx
:j (2013) :j* Virgin Atlantic [STRIKE]£2,837.01[/STRIKE] £2,835* B'card [STRIKE]£851.51[/STRIKE] £850 * Egg [strike]£5,608.83[/strike] £5,608.83 * Mint [STRIKE]£816.13[/STRIKE] £770 *0 -
Ooh FF fancy writing my application for promotion at work?!Became Mrs Scotland 16.01.16
Became homeowners 26.02.16
Baby girl arrived 27.10.16
Baby boy arrived 16.09.2018
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Hi £1 for me please.2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️0
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