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I STILL want to be mortgage free - 2011!

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  • Sepa74
    Sepa74 Posts: 962 Forumite
    Great! Sounds like things are going well with your DH... fingers crossed the hip pain has an easy fix to round it off.
    Borrowed £150,000 in an offset tracker mortgage in May 2007 - MFD May 2041 (67)

    Jan 2012 - £125,620.02 / 2,913.87 / Nov 2032 (58) :beer:
    Apr 2012 - £122,901.88 / 3,170.91 / Jul 2032 (58)
    Jul 2012 - £122, 589.02 / 3,507.99 / Sept 2032 (58)
    Oct 2012 - £120,476.31 / 3,889.42 / July 2032 (58)
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Dr twinklie thinks its a tendon problem to be fixed with specific strengthening exercise. Just need Dr to confirm and tell me what the exercise is now. Ha ha

    Signature update due after the DR has been and gone. Remember,monsters are real. :eek:
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    2011
    Mortgage at start of January: £36,429.83
    Overpayments in Blue.
    Interest in Red.
    Balance in Green.

    Month: Payment (Std / OP) / Interest (per day) / Net reduction / Balance

    January: 450.00 (328.81 / 121.19) / £163.63 (£5.28) / £286.37 / £36,143.46
    February: 450.00 (328.81 / 121.19) / £162.34 (£5.80) / £287.66 / £35,855.80
    March: 450.00 (328.81 / 121.19) / £161.05 (£5.20) / £288.95 / £35,566.86
    April: 450.00 (328.81 / 121.19) / £159.75 (£5.33) / £290.25 / £35,276.61
    May: 450.00 (328.81 / 121.19) / £158.45 (£5.11) / £291.55/ £34,985.06
    June: 450.00 (328.81 / 121.19) / £157.14 (£5.24) / £292.86/ £34,692.20
    July: 450.00 (328.81 / 121.19) / £155.83 (£5.03) / £294.17/ £34,398.03
    August: 450.00 (328.81 / 121.19) / £154.50 (£4.98) / £295.50/ £34,102.53
    September: 450.00 (328.81 / 121.19) / £153.18 (£5.11) / £296.82/ £33,805.71

    Totals: Payment / Interest / Net reduction.
    Grand Total: 4050.00/ 1425.18 / 2624.13

    Balance outstanding: £33,805.71
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I will email my dissertation supervisor I will I will I will with my dissertation proposal before the end of today. Or I will have a week of bad MSE karma!
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Great news about oh and the coaching. Hope that you really enjoy the last few days of hols!
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I'm back tomorrow Earthy. Boo. :( Right and now to take care of uni stuff.
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Send in my dissertation proposal to get further help from my supervisor! Woo hoo.
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • gratefulforhelp_2
    gratefulforhelp_2 Posts: 9,286 Forumite
    WTG Mr Twinklie!
    Please do not confuse me with other gratefulsforhelp. x
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    First day back at work today. Boo!! But there were no kids. :j

    Also on the dissertation front, I've just been given an extra year to complete it...madness.
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Why have they given you an extra year, and how do you feel about it?
    And how's work now there are kids everywhere?
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
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