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I STILL want to be mortgage free - 2011!

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  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 6 July 2011 at 8:00PM
    Mortgage Update

    Month: Payment (Std / OP) / Interest (per day) / Net reduction / Balance

    January: 450.00 (328.81 / 121.19) / £163.63 (£5.28) / £286.37 / £36,143.46
    February: 450.00 (328.81 / 121.19) / £162.34 (£5.80) / £287.66 / £35,855.80
    March: 450.00 (328.81 / 121.19) / £161.05 (£5.20) / £288.95 / £35,566.86
    April: 450.00 (328.81 / 121.19) / £159.75 (£5.33) / £290.25 / £35,276.61
    May: 450.00 (328.81 / 121.19) / £158.45 (£5.11) / £291.55/ £34,985.06
    June: 450.00 (328.81 / 121.19) / £157.14 (£5.24) / £292.86/ £34,692.20
    July: 450.00 (328.81 / 121.19) / £155.83 (£5.03) / £294.17/ £34,398.03

    Totals: Payment / Interest / Net reduction.
    Grand Totall: 3150.00/ 1,118.19 / 2,031.81

    Balance outstanding: £34,398.03
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • teapot2
    teapot2 Posts: 3,547 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hey, happy 30th birthday - is it today? Hope you are not feeling so pants and able to celebrate or not on a school night maybe, are you saving it for the weekend?
  • Many happies honey. x
    Please do not confuse me with other gratefulsforhelp. x
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thanks guys. Yup it's today, the big 30! No celebrations tonight - still not feeling the best. Not to mention it being a school night. No celebrations this weekend. I'm down in London on a course from Thursday night through Sunday lunchtime. So I won't see my DH until Sunday teatime. :(
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • teapot2
    teapot2 Posts: 3,547 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Take it the antibiotics haven't helped? Maybe you need different meds? Anyway hope its a good one when you do get round to celebrating and that Belle has been suitably partying on your behalf?
  • Happy birthday!!
    What a fab birthday present with that total too! ;)
    Sorry you are still feeling rubbish, hope that it subsides soon, is there anything else the drs can do to help?
    Hope you have a pampering weekend with DH once back in the same place!
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Happy Belated Birthday!! Didn't realise we were the same age!! (well for 2 weeks of the year anyway!!)Congrats on the total, and make sure you celebrate.
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Happy birthday for yesterday. So sorry to hear you're still not well. Hope things are better soon.
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    OMG this is the longest I've not posted in AGES! I was down in Hertfordshire from Thursday until Sunday, and have been trying to catch up on sleep since. I was down at the ATP Annual Conference (Psychology teachers) - got to meet loads of people I've hero worshiped for years including my idol! Was the best (and incredibly hard working) weekend I had in ages.

    Anyway, back to reality with a bump now. Yawn. Feeling a bit unappreciated at work at the minute and I know I shouldn't because I'm luckier than most. Bah...just having one of those days I reckon.

    Does anyone have a Kindle? Do you think they are any good? I've got piles of books everywhere and nowhere to put them...so am trying to decide whether it's worth me getting one or not.
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • Ayeshalush
    Ayeshalush Posts: 636 Forumite
    Part of the Furniture 500 Posts
    edited 13 July 2011 at 9:52PM
    I got a kindle recently and love it! I wasn't sure if I would or not as I do like the feel of a real book, but they are just fab!...and I am now reading more than ever!

    I asked, on my own thread and in real life, for opinions before I ordered it, and I didn't get any bad reviews and every person told me to go for it.

    My only problem is that I still have so many real books to still get through that I can't justify buying any for the kindle and am making do with the freebies for the time being.

    Sorry to hear that works not great at the moment and that you haven't been feeling well. Hope things pick up for you soon.

    A
    XX
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