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Frugal Living Challenge 2011 - part 1

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  • lilylass wrote: »
    The flash caught my eyes: I had to stop
    It was luscious and floaty: way over the top

    I sauntered over: no thought to resist
    The changing room light blinking through a mist

    Once on, it fitted like Bonnie & Clyde
    (or Jude & Sienna or Wilma & Fred)

    I look in the mirror: it really is “me”
    And the devil inside me is reeling me in

    The cupboards are bare & payday is far
    I have to have it but have no money spare

    I think of the comments on the MSE threads

    Will I sleep if I buy it, when I go to bed?

    So what have I learned in my month on the boards?
    To budget and meal plan and avoid shops when I can

    I have made progress: steps forward but many more back
    It's not a quick fix that I need but to get my life back on track


    Sandra and Dizzy have put it so well
    & I don’t want to fall down Diddly’s steps



    So ....... do I buy it or walk away...

    You tell yourself, No, it's a No-Spend Day!


    'Albeit in Cyberspace'

    I've met a bunch of people cancan.gif
    Albeit in Cyberspace
    But that really doesn't matter
    'Cos they bring a smile to my face 4chsmu1.gif
    No matter what the problem is
    Whether it's big or small
    Their cyber arms are all outstretched
    To catch us if we fall 999.gif
    And when we're sad and having a groan
    When all we can do is sit and moan 2mo5pow.gif
    There's always support
    And a friendly word
    Never a post goes unheard icare.gif
    If you're a lurker join us now
    Spreadsheets and links
    We'll show you how 18.gif
    Make a brew and come and see :coffee:
    How fun getting debt free can be
    It really is a friendly place
    Albeit that we're in Cyberspace computer3.gif

    Luv Dizzy x

    I just love these poems! :T:T:T:T:T
    . I wonder if we had a meet up whether we'd look completely different to how we think each other may look? Luv Dizzy x

    THE WOMAN ON HER 75TH CONSECUTIVE NSD

    Her eyes are crazed
    Her voice is hoarse
    She never goes out all day
    But if you listened at her door
    You just might hear her say:
    'I'm on my 75th NSD, my 75th NSD.'

    'I stewed the cat three weeks ago,
    (rubber cat, rubber cat)
    I made dessert from sugar and snow,
    What do you think of that?

    And now we're eating dustballs off the floor,
    And my DH says he doesn't like living here any more,
    And my SIL says it's taking me over
    Because I asked if she would let me butcher Rover.

    And I no longer like the taste of eco-balls
    And the neighbours have started pounding on the walls
    Because I nicked some firewood from their shed
    And when they asked me why, I turned and said,
    'I'm on my 75th NSD, my 75th NSD.'

    And I'm no longer spaving
    'Cause I have to beat the craving
    And I have to confess
    I know that I could live on less,

    Because I'm on my 75th NSD!

    Hey! You too could be like me!
    On my 75th NSD!'
    'Whatever you dream you can do, begin it. Boldness has genius, power and magic in it. Begin now.' Goethe



  • NualaBuala
    NualaBuala Posts: 2,507 Forumite
    Rubber cat!
    :rotfl::rotfl::rotfl:
    Trying to spend less time on MSE so I can get more done ... it's not going great so far! :)
    Sorry if I don't reply to posts - I'm having MAJOR trouble keeping up these days!

    Frugal Living Challenge 2011

    Sealed Pot #671 :A DFW Nerd #1185
  • diddly74
    diddly74 Posts: 821 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Fantastic Poems Ladies! I am really enjoying reading them. A bit late because I could catch up last night - Hubby put Meet the Robinsons on (Disney Film) and I got engrossed in that. It was lovely - we finished watching it long after the kids were sent to bed. :j We have been trying to sit down and watch films/programmes as a family more often since we enjoyed it so much at Christmas and it reminded us that we actually like eachother! lol.

    Anyway. Its that time again - time to get kids up and ready to start the day! Have a good one people. Won't be a NSD for me cos the Evil Uni Car Park is sure to eat £4 of my money!
    Donna
    Economy; careful management; providence. Whether you call it thrifty or frugality it all comes down to getting more for your money.
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Morning folks :D

    Not a lot of frugalism to report in Fresian Towers so far this week. Yesterday was a spend day and today was meant to be a NSD but Mr Fresian has announced that we need catfood. Bah! Still, have found bags of Go Cat for £3 in Asda - they're normally nearer £5 - so will go there for that. It's only one flavour, untested on the cats, but they will eat it if I deem it to be cheap enough! Given the price of their food, I'm going to be looking into the cheapest way to feed them - it's time for them to go down a brand methinks. They're old cats though so I don't want to upset them - last time I changed their biscuit brand there were dirty protests :eek: :rotfl:

    I decided yesterday that I had too much cash in my purse (the very idea!!) so made a £10 overpayment to my mortgage. That was before I realised I needed to buy catfood. I now have £24 for the rest of the week which will be for all shopping and any social plans I have. I'm already planning lunch with a friend on Friday and coffee on Saturday, so I'm going to have to watch the pennies very carefully!

    Better go and forage for lunch in the fridge then get to work I suppose. Have a good day all!
  • natnat13
    natnat13 Posts: 646 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Feeling fed up today, bit pre-menstral and hubbie p888ing me off. He thinks I'm just here to cook, clean and service him if you get what I mean. I went to yoga last night and when I got in he moaned I don't spend any time with him, so I'm not allowed a life then? Sorry to rant, just feeling fed up and got no one to talk to :(
    Mum to 2 DSs, dog mum, wife full-time worker.
    Keen to live a healthly lifestyle and save money
  • alec_eiffel
    alec_eiffel Posts: 1,304 Forumite
    Hi all,

    It's great to read everyone having such a good time with the challenge and the fab poems!

    I'm another plodder-onner, nothing really to report, just getting on with it. Well, we did have a bit of a big spend at the weekend. We've been organising the house and went through our wardrobes. Once we'd decluttered our clothes we became concerned we might have to leave the house naked on some occasions so went to the shops. I have to confess I did pay full price for a shirt from Fat Face but we got plenty of bargains from Gap so it wasn't too bad. and we spent less than our budget which was the council tax we're not paying this month. Lot of expense but all the basics covered now!

    Oh yes, we also finally got the issues with our gas bill sorted and I am very relieved to discover that we are still just in credit even after all the really cold weather. I was worried we would owe lots but we don't so hoorah!

    Have a good day everyone.
  • natnat13 wrote: »
    Feeling fed up today, bit pre-menstral and hubbie p888ing me off. He thinks I'm just here to cook, clean and service him if you get what I mean. I went to yoga last night and when I got in he moaned I don't spend any time with him, so I'm not allowed a life then? Sorry to rant, just feeling fed up and got no one to talk to :(

    we all need to rant,im sure my hubbie gets more premenstral then me.if you ever need to rant again you can always send me a pm always willing to listen. take care:D
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • patentgirl
    patentgirl Posts: 1,041 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    natnat13 wrote: »
    Feeling fed up today, bit pre-menstral and hubbie p888ing me off. He thinks I'm just here to cook, clean and service him if you get what I mean. I went to yoga last night and when I got in he moaned I don't spend any time with him, so I'm not allowed a life then? Sorry to rant, just feeling fed up and got no one to talk to :(
    Rant all you want natnat thats what we are here for each other sending you big hugs
    Fab poems made me chuckle
    Not alot to report here either no big spends done or due this week and second NSD in a row woohoo:rotfl:
    have a good frugal day everyone x
    Frugal challenge 2025
    Feb  Grocery Challenge £250

  • salski
    salski Posts: 292 Forumite
    Im struggling to be frugal this last few weeks. Being off work on maternity leave means I am meeting friends each day and going out for meals or coffee etc.
    Friday, Monday today and tomorrow I have meals and coffee planned!! Its ridiculous, but all my friends want to take me out for a final meal before the baby arrives! LOL
    Shopping challenge is going OK as Im eating out all the time. I have a separate budget for my own spends which is dwindling by the day - but I still feel bad spending so much after doing so well getting our debts down!
    Hey ho! Fingers crossed baby will come in the next few days and I will stop spending :D Too busy to keep going out for bloody meals! Hehe x
    Loan finished Sep 2010 - HSBC CC - WAS £750 now £0! Natwest CC - WAS £1600 now £100 - Overdraughts to be worked on! WILL be debt free by mid 2011!!!
    £2000 Saved so far for maternity leave - Our baby girl arrived valentines day! Elsie Ann - WELCOME :heart:
    Sealed pot challenge number 4 - number 1167 - Last day smoking: 8/1/2011
  • NualaBuala
    NualaBuala Posts: 2,507 Forumite
    natnat13 wrote: »
    Feeling fed up today, bit pre-menstral and hubbie p888ing me off. He thinks I'm just here to cook, clean and service him if you get what I mean. I went to yoga last night and when I got in he moaned I don't spend any time with him, so I'm not allowed a life then? Sorry to rant, just feeling fed up and got no one to talk to :(
    ((((((NatNat))))) I get really wobbly before my period ... and that's without an OH to get up my nose. My ex still tiptoes around me when I tell him I'm premenstural! What not strike or "go slow" while you're under the weather, he might appreciate you more if he has to fend for himself. How did the yoga go? I am thinking of trying it (again) if I can find a gentle enough class that isn't overcrowded.

    Today will be a spend day as I'm meeting someone for a cuppa in town, shouldn't be too spendy though!
    Trying to spend less time on MSE so I can get more done ... it's not going great so far! :)
    Sorry if I don't reply to posts - I'm having MAJOR trouble keeping up these days!

    Frugal Living Challenge 2011

    Sealed Pot #671 :A DFW Nerd #1185
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