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Out with the old, in with the new: the January NSD challenge

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  • solventsoon
    solventsoon Posts: 17,363 Forumite
    janeawej wrote: »
    No 3 for me today! decided not to cont days i have to put fuel in the car as that is such an essential where I live, but I was good and didnt buy anything in the garage when paying!

    Also had some fab news, rang the electricity company today as my payments have been large as ive been paying off a huge bill due to them estimating my meter readings for several years, and I am now in credit to the tune of over £1000!!!!!! Which will be credited to my bank account at the end of the month, so not only have my monthly payments gone down by half but I will be £1000 less overdrawn by the end of the month!!
    YAY... great news janeawej:j:j:j. Good start to the year for you:j:j:j
    I just wanted to say I have had my 2nd NSD today! I feel in control of my money for the first time in years and it is such a great feeling! (Sorry Spoon but it wont let me make it red...or make it bigger...hope you find it ok :-))

    And well done to you, bella, it is a great feeling, I agree.

    Don't worry, I'll find your NSDs, won't miss you out.

    Try clicking on the "reply" button, rather than "quick reply". You should get options at the top of the window then to change the text size and colour.

    Hope that helps
    spoon x
    :) The time you enjoy wasting is not wasted time :)
  • #4 NSD for me. I might need to get some stuff tomorrow but I've still got a bit of money on an M&S card that will probably cover it, in which case I'll count it as an NSD.
  • HI ALL NSD NUMBER 6 TODAY. GOT MOST OF MY IRONING DONE YESTERDAY THERE IS JUST NOT ENOUGH HOURS IN THE DAY TO DO EVERY I WANT TO DO AND NEED TO DO AHHHHHHHHHHH:eek:
    #Sealed pot #085.
    1 debt versus 100 days £108.32/£300:j
    Debt Jan 2016 £6877.37. Aug £6155.56
    xmas saving £1 a day 274/366.
  • Another 1 for me today thats 8nsd in total.
    Save £4500 in 2014
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Evening all! NSD 6 for me today - was wfh as were were having THE mattress and bed fram delivered (by diff companies) and the plumber was booked to come round to do the bits in the bathroom that have been waiting for him to do for months.

    Had to get milk but pilfered OH change for that since he guzzled most of it AND left me with barely enough for two cups this morning (the amount that I need to get me going)

    Well both bed and mattress were delivered by 10am :j Still no sign of the plumber by 2pm so phoned him to see what time he was coming....and he'd forgotten :mad::mad::mad: I was really really p*ssed off as I've been more than paitent with him being busy/ill/called out on emergancies but don't try to tell me that he's been busy mending bust pipes for 3mths solid :mad: I think he could tell from my tone I was super narked, I've said if he gets the materials he can come and get the key on Wed morning before I go to work and do it then - if he lets me down this time I'm getting someone else. It's awkward as hes the brother of one of OH friends, and we know him quite well as he did the plumbing jobs in our prev flat but enough is enough and if he doesn't want our £ I'll find someone who does. Sorry....rant over :o

    Big hugs LFV - my problems are nothing compared to what you must be going through xxx

    Welcome back Peaches, hope you had a lovely holiday - and hope the little 'un enjoyed her time with OH family too. xxx

    Elf - you made me laugh at your description of sitting being surrounded by frozen food - I applaud your organisation though, my freezer inventory is in my head - thank goodness we don't have a chest freezer :rotfl:

    Cheryl - where are you? we miss you...and your whoopies :rotfl: hope you're ok? :huh:
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    What a result jane :grin:
    Blimey kerri thats a long time to wait for a plumber :eek:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
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    One debt remaining. Home improvement loan.
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    beanielou wrote: »
    What a result jane :grin:
    Blimey kerri thats a long time to wait for a plumber :eek:

    tell me about it - its nothing major that needs doing (thank goodness *rolls eyes*) prob all stuff I could do myself (although he does need to look at the shower which I can't fix - it's got a dodgy pump so the hot water doesn't come through straight away) but by the time I bought all the tools, I'm better of paying him to do it.

    We aksed him due to OH being friendly with his brother, and because we knew him from doing work at our prev flat, thinking (clearly mistakenly) that he'd be reliable and would rather pay someone we know rather than a stranger from the phone book. Needless to say I am less than pleased..... :mad::mad::mad:
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Number 7 for me.That was yesterday.I was gioing to have another NSD today but I bought some goldfish!.
    Wanted some for a long time and got the tank ready yesterday and now have four little fish:)
    Ilovetea xx
    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    Another one under my belt today spoon :D This takes me to 7 so far!
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • jintyb
    jintyb Posts: 1,762 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Afternoon all

    Just returned from a fab week in the sun hence why I haven't posted so far in January!

    Spoon can you put me down for 16 days please? I've done 4 so far :) and hopefully I will meet my target.

    Peaches xx

    Nice to see you back Peaches, glad you had a good tiime. Are you a showing off your winter tan?
    elf06 wrote: »
    Well I have just done another freezer inventory so I can plan some more meals for over the next few weeks. For some reason I cannot keep a list up to date so periodically I freeze my bits off sat on the tile floor surrounded by frozen food :o

    Glad you said "bits" - had to do a double take there!:rotfl:
    kerri_gt wrote: »
    We aksed him due to OH being friendly with his brother, and because we knew him from doing work at our prev flat, thinking (clearly mistakenly) that he'd be reliable and would rather pay someone we know rather than a stranger from the phone book. Needless to say I am less than pleased..... :mad::mad::mad:

    Kerri - I feel for you - exactly the same thing happened to me when I got my bathroom done. The plumber was a cousin of a pal, and he turned out to be the most unreliable ripoff merchant ever! It's so irritating when they muck you about, as if your time is lees valuable than theirs!:mad:


    Anyhoo - #6 for me today, no spends apart from Amazon posting,but not counting that as the buyer has paid me.
    Off to bed shortly, as SOMEONE is watching football, so I will retire to my chambers with my book;)


    you will always be rich enough to be generous.
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