Out with the old, in with the new: the January NSD challenge

hannah:-)_2

Another spendy day for me. Spent all day moving furniture and decluttering and it's gonna be the same drill tomorrow. So as we're not going out anywhere this weekend (and were too tired to move!) we got a takeaway. Feeling a bit guilty about it, but it was delicious!

Decluttering

Another day of spending, I hope tomorrow is a NSD, this is starting to get a bit ridiculous!

Trinny

Hello All

NSD 5 today please Spoon

Best Wishes All

Trin

muffin_man_7

Hi all not had my laptop since sunday 2nd display stopped working my son in law fixed it and i can now update my nsd grand total so far for jan 5 in a row plus2 =7:jonly had one spend day so far will go catch up with all posts i;m up to page 15 so might be a while
thanks keiss re photo frame

dmb_2

NSD No. 4 for me please. Thanks

niccatw

Number 6 Been decluttering so didn't go out. Still a lot more decluttering to go but getting my hair cut tomorrow so won't be an NSD.

ln1981

Just popping in quickly to report another (unexpected!) NSD!!
I am now upto 5 NSD's !! Last couple of days i was caught out-ended up having to pop to shop for things that i had forgotten to buy on moday! Anyway I should be back on track now, though i have been invited for coffee at start of the week so may combine it with petrol and weekly big shop again (when i shall remember everything on the list!)

SarahNeedle1872

Number 5 for me today.... got to get some shopping tomorrow

Sx

IF

Good evening all, bumping BigMamma’s and Spoon’s posts x

solventsoon wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this thread at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.

Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Thanks everyone:A
spoon xx

BigMummaF wrote: »

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

moneypenny2k

moneypenny2k wrote: »

I tried to wiggle but now look at me...



I've got a bit of a puzzle. Went and did my shopping at Mr T today but refuse point blank to spend £2.50 on grapes when I know I can get them for £1 at the market.

Puzzle is, If I go out and buy the grapes tomorrow but nothing else, could I count it as a nsd?

What do you think?

Only bought the grapes so another nsd today whoo hooo 5 nsds, half way there.