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Out with the old, in with the new: the January NSD challenge

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  • beanielou
    beanielou Posts: 95,676 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wow, a big well done slowlyfading :grin:
    Phew indeed!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    beanielou wrote: »
    Wow, a big well done slowlyfading :grin:
    Phew indeed!!
    :rotfl: thanks! it took ages :p
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • You know.........it's like I've never been away what with the Friday Wiggle and the kipper(!)

    Thanks for all the lovely comments and the permission to winge, I will be doing a lot of it ;). Thanks for bumping Spoon's and BMF's posts If, I hadn't seen them, excellent comments from BMF as always.

    Keiss_21 wrote: »


    Car playing up, I have no indicators working, so it needs checking...hopefully it isn't serious....but that will mean paying today for any work done. However, if it is going to take more time to sort, then that will delay payment...but will mean next week will be a nightmare driving-wise...almost as bad as this week!!!

    Don't get me started on cars.........the week before xmas our cambelt went, blew all the pistons, valves and water pump. We were without the car for 10 days and weren't able to get xmas pressies in due to lack of transport and £1000 bill :mad:.

    I am invigilating all over the place (sounds painful - have you been wiggling too hard?) and at odd times every day next week...so I can see we will all be piling into DH's mini to take DS2 to college, DH to work, then at least I will have the car for the rest of each day.


    Have a great weekend everyone.
    karom wrote: »
    Hello all

    Number 3 today (at last). What a week, twice DH asked me to pick up a pint of milk or soup (seriously I couldn't turn around and say sorry darling you are ruining my NSDs). Have a great week end everybody

    I do!!! Hubby knows if I'm heading for an NSD he has to pay for stuff himself.

    NSD 4 for me. Counting all money spent including DDs and SOs as usual. Don't know how I've already managed 4, the beginning of the month is normally spendy for me.
    Life is knowing which bridges to burn and which bridges to build! :think:


  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    I've got a bit of a puzzle. Went and did my shopping at Mr T today but refuse point blank to spend £2.50 on grapes when I know I can get them for £1 at the market.

    Puzzle is, If I go out and buy the grapes tomorrow but nothing else, could I count it as a nsd?

    What do you think?

    I think that so long as the only thing you purchase is the grapes from the market, then you can count that as a NSD - otherwise you'd have spent £1.50 more than you needed to today and that's neither the aim of this challenge or ver MSE. :)
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • katenut
    katenut Posts: 530 Forumite
    Oh blimey, I nearly just ruined my NSD by placing an order with AF!! Only stopped myself when I got my card out of my purse to pay - close shave! Lots of yummy things on offer that would have been lovely but not helped our budget or our ever expanding waistlines, best lay off the wine for the night before I buy anything else :) xx
    Trying to jump back onto the moneysaving wagon .... :cool:
  • SF, just noticed your sig. Getting married in March......fantastic.

    I was married on 9th March (my birthday). It was freezing cold but really sunny. The sun shining in the pictures make it look as if it was summertime! Next year is our 15th anniversary and we are finally getting our honeymoon (hubby had to work the week after the wedding)

    Oh........did I tell everyone we're going to see Mickey this Halloween? (think I might have mentioned it once or twice):rotfl:
    Life is knowing which bridges to burn and which bridges to build! :think:


  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    katenut wrote: »
    Oh blimey, I nearly just ruined my NSD by placing an order with AF!! Only stopped myself when I got my card out of my purse to pay - close shave! Lots of yummy things on offer that would have been lovely but not helped our budget or our ever expanding waistlines, best lay off the wine for the night before I buy anything else :) xx

    Trust me wine + internet shopping is a bad bad idea...that's how I ended up with an order being despatched to the wrong address :o
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • savingcaz
    savingcaz Posts: 215 Forumite
    edited 8 January 2011 at 12:19AM
    No 6 for me today :) 1/3 of the way to my Target ;)

    have my next mini target of 6 in a row now :)
    was Proud to be dealing with debt! LBM 12.09.09 [STRIKE]£23,157.76,[/STRIKE] 28/03/11 £12.827.07:eek: Not quite sure on debts now as kind of gone by the wayside but back on form now! Will edit as i figure them out
    Hsbs CC £5313.73 Overdrafts (3) £3173.84, Marks and spencer CC £0 :) AA CC £3400.18
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Hello everyone!

    Bella - welcome to the NSD thread, Mistress Spoon will no doubt add you to the front page and put you through the official initiation ceremony (something involving baked beans, wet kippers and custard, I seem to recall.....):whistle:

    LFV - welcome back to the asylum! Sorry if life has been a bit carp lately, please feel free to have a good old whinge on here if you want to.

    I am still stuck on 3 NSDs but my acute nose sniffs one hanging round sometime over the weekend.....

    errr... are you sure that isn't the kippers Nargle?:D
    :) The time you enjoy wasting is not wasted time :)
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Good [STRIKE]evening[/STRIKE] Morning all x

    Spoony and SF, got my 5th NSD thank you both :A:A
    "If wishes were horses, then beggars would ride"
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