Out with the old, in with the new: the January NSD challenge

solventsoon

Hope you have a lovely day
:j:j:j:j:j:j:j:j:j:j:j:j

elf06

solventsoon wrote: »

Hope you have a lovely day
:j:j:j:j:j:j:j:j:j:j:j:j

Awwwwwww shucks :o:o thank you

CommitedToChange

Please put me down for my 3rd NSD :j it was actually yesterday - but I didn't use the computer at all so couldn't tell you about it. Actually went food shopping today so didn't manage it today - and going to the cinema tomorrow so won't manage one then either But Friday, Saturday and Sunday should all be NSD's - so here's hoping.

Happy none spending everyone :T

slowlyfading

I’ve had a talk to Spoon and we’ve decided that I am going to help out on the thread – starting with today! So, I’m going to go through who’s gained a NSD today, like Spoon normally does…

Well done to everyone who has got another NSD today – everyone is doing well!

Well done to the following for another NSD gained today:
determined new ms – well done on number 3 :j :j :j
Jolaaled – well done for number 2 :j :j :j
Teenyweenyspender – well done for numbers 4 and 5 :j :j :j
Dan’s mum – well done on number 3 yesterday and for 3 in a row! :j :j :j
Lily288 – well done on number 4 :j :j :j
Somethingsgottagive – well done on number3 and for 2 in a row! :j :j :j
SeasideEm – well done on 3 so far! :j :j :j
Elfin – well done on number 2 :j :j :j
SuziQ1962 – well done for number 3 :j :j :j
Ifwisheswerehorses – well done for number 3 yesterday :j :j :j
Kdenty – well done for number 4 :j :j :j
Elf06 – well done for number 2 :j :j :j and HAPPY BIRTHDAY!
Beanielou – well done for number 5 :j :j :j
Mumofjusttwo – well done for number 4 :j :j :j
BMF – well done for number 3 :j :j :j
Wee Pilsbury – well done for number 4 :j :j :j
Nym Mcfroglet – well done for number 3 :j :j :j
Butdoineedit? – well done on number 3 :j :j :j
Fedupandskint – well done on number 3 :j :j :j
Moneypenny2k – well done on number 3 :j :j :j
Sazzledazzle – well done for number 1 :j :j :j
CommittedtoChange - well done for number 3 :j :j :j

[Deleted User]

NSD number 2 of the month for me today - I went back to work!!
P
X

elf06

slowlyfading wrote: »

I’ve had a talk to Spoon and we’ve decided that I am going to help out on the thread – starting with today! So, I’m going to go through who’s gained a NSD today, like Spoon normally does…

I think thats a lovely idea SF!! Spoon take it a little bit easier and get us all to do some of the work for you (keeping our own tally etc)

beanielou

Thank you slowly fading for helping Spoon
As I only type wth one finger it would take me all day:rotfl::eek:

Amethyst68

Number 4 for me today.:j

slowlyfading

elf06 wrote: »

I think thats a lovely idea SF!! Spoon take it a little bit easier and get us all to do some of the work for you (keeping our own tally etc)

beanielou wrote: »

Thank you slowly fading for helping Spoon
As I only type wth one finger it would take me all day:rotfl::eek:

I don't mind! I just don't stay up as late

slowlyfading

Just bumping the guidelines

solventsoon wrote: »

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!