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Out with the old, in with the new: the January NSD challenge
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solventsoon wrote: »Oh dear, sorry moneypenny:(.
Plenty of like-minded souls on here so rant away if you need to let off steam, much better than bottling it up. If it's any consolation, mine nearly ended up skewered and spit roasted this evening, he's very lucky to still be alive, tbh:mad:
(((((hugs)))))
spoon xx
Thanks Spoony, though I think mine will be an ex mine now. Been seeing him 18 months but it's not going anywhere so don't really see the point of stopping with him for the sake of not being alone. Does that make sense?
Anyhow, trying to have a nsd today and on Thursday to make my 2nd target. On Friday I make the last payment on my car, thus making my nice little Harris *the Yaris* mine all mine. It also frees up £217 a month to snowball on the credit cards. yay :j:j:j
Have a good one all0 -
Thank you for my price spoon.:)
Please could you increase my total to 18 please.
Thanks.
A.xxPay off £4865.16 in 2011 = £686.21=£4865.16.Next=£2323.05/£393.66.Co-op=£1266.84/£46.28.MasterCard= £275.27/£26.27.Debt to family=£1000/£220.00.Christmas 2011 £65.00/£1000. £2.00 savings £.68.00.NSD's January 16/18.0 -
Good morning Spoon..just popping into report no. 9
Delighted with my progress.
take care all"You are never too old to set another goal or to dream a new dream"C. S. Lewis
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Another 1 NSD yesterday for me.Pay One Debt 2012! challenge #67 - £235.07 / £375.18 :T0
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Almost another NSD for me yesterday, but I realised I didn't have enough potatoes for dinner and sent my dd to buy some, only .99p but still a spendDebt £31,184.05 - DFD - Jan 2015!!!Next target - Barclaycard £1000.00/965.29PAD from 20.12.10 ~ £1318.29NSD Challenge ~ Jan 10/10, Feb 10/10, March 10/13£365 in £365 Challenge ~ £120.06Sealed Pot Challenge member #11540
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Good morning everyone!we've "been there, done that, got the T-shirt" so to speak.
Glad you had a good birthday Cheryl! Hope your chap's dad gets better soon.
moneypenny2k wrote: »I think mine will be an ex mine now.
Sorry to hear that moneypenny - there are plenty more fish in the sea though, and you sound like a catch, so I'm sure they'll be queuing up once word gets out!
As for me and NSDs - unfortunately, yesterday was my big food shop day, but that should last me for a whole week, and I've no planned spends, so hopefully I'll rack up a few more NSDs before the end of the month.
Have a good Monday everyone!:money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196
highest debts: 01/06/2006 £69,023.92 _pale_
debt free date: 31/12/2012 £0!0 -
I've done it:j:j:j #10 yesterday,mainly due to being in bed till noon and not getting dressed till 4pm:rotfl::rotfl::rotfl:
I'll set a new target of 12 and see how I go0 -
Well still on 7 NSD so far just trying to work out where I can get the other 5 from.MAY NSD's
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Yesterday was NSD 9 - doing pretty well on these Sundays at home - 4 out of my 9 have been Sundays.
Can't remember when I last posted - had to buy lunch on Friday as staff room with microwaves in out of action and then Saturday we had a day shopping and lunch out, food shopping and then petrol but not major unplanned spends anywhere which was good.
I know I won't make my target as there are only 8 days left in January and:
2 x Mondays - tea after work then rehearsals
tomorrow food shopping
Thursday hair cut
But it's a start at least and it's certainly helping me focus on my slightly random lower level spending and hasn't been helped this month by a dentist appointment and being busy on some nights so having to buy food on others.Initial Mortgage January 2024 - £160,000
Initial Mortgage free date - January 2058
Mortgage as of 1st February 2024 - £159,134.98
Overpayments to date - £79.62
Current Mortgage free date - January 20580 -
Hi,
Just popping in to say Friday was another NSD taking me up to 9/15.
Yorkielass - I fear I am also not going to make my target, but agree it has helped me focus my spending.
Have a good week everyone
Em0
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