Out with the old, in with the new: the January NSD challenge

solventsoon

savingcaz wrote: »

Solvent, - Just looked at prize page thank you Not sure if you saw other day i Increased Target to 20 - have got that today and increased it a 3rd time to 22

Hope thats ok

Hi caz, yes I did, thanks, going to update the front page tonight with all the prizes and numbers from the weekend - didn't have time to do that once I'd worked my way through all the weekend's posts yesterday:o

Here's the entry on my post last night:
savingcaz - for no 19, yay... you’re doing brilliantly! Of course you can increase your target to 20, will update that as well now.
I agree that DD deserves a treat as she’s been so good and think you can have an NSD for that

Well done for getting to 20.... doing great.:j Will update tonight and add your new target then.

Hope that's OK
spoon xx

beanielou

Great news on on Harris the Yaris moneypenny.
My (leased)Yaris doeent have a name.

Belated happy birthday Cheryl.

NSD no 21 today soa can I increase my target to 24 ? Ta muchly Spoony & SF

janeawej

Spendy day today, after a very busy weekend working I decided to have a day off, Oh and I went to the charity shop to browse the books, spent £1.50 on 2 books for me and a pattern for DD, then had a pasty each and sat eating it on the cliffs looking at the sea! So not too bad really but hoping for a NSD tomorrow!

tazmac25

Another no spend day for me to report :j

Making my running total to 8 out of the 10 Im aiming for !!!!

I admit I did go to the post office but as that was ebay postings it doesnt count (the customers paid for it)

Tomorrow is looking hopeful so long as we don't need any basics!!!

Good luck to all other NSDers!!!

rising_from_the_ashes

QUOTE=chris81418;40548366]
Sorry to hear that moneypenny - there are plenty more fish in the sea though, and you sound like a catch, so I'm sure they'll be queuing up once word gets out!
[/QUOTE]

In need of some new fish up this way!

beanielou wrote: »

Great news on on Harris the Yaris moneypenny.
My (leased)Yaris doeent have a name.

Awwww, poor thing, all my cars have had names!


Cheryl congrats on the race & glad you had a good birthday.

Just a "quickie" from me to say, 3 in a row, No 10 please! (I may just make it.....).

Probably be back later but need to check on tea!

skaps

Up to 15 NSDs now - target met :j May just squeeze in a few more if I can.

katenut

I have been a very very bad Kate and spent for the last four days!!!! Mostly on socialising as well, oops. Will try not to spend anything for the rest of the week to make up for it xx

donna_dynamo

Hi all target no2 met nsd 15. Can i please increase to 19. Can probably do more but keeping conservative 19.

BigMummaF

lilylass wrote: »

....all my cars have had names!....

Ooooh yes *nods head so hard brain still reeling* totally agree. My current is Victoria as she is Plum coloured--well, OK blue, but definitely has purple highlights if you catch her curves in a passing sunbeam. I've had Peatnut (pea-green with nut coloured go fasters), & Muffin (letters on the number plate!) & The Offspring chose Beaver for one little beauty but never figured out why, unless it was around the time they were mad on Country7i1e :rotfl: We've got a Hi-Ho [SILVA lining] & a Kee-Mo-Sabee ["Hi-ho SILVA ha-way!!!" [STRIKE]bank manager[/STRIKE]Lone (ar/)Ranger stylee ]

Right. Time's creeping & I need to get back to mutha's BUT! I've spoken with the Ockie Elf today & we MAY be able to get a telephone she knows is ringing & an amp for her door-bell, so she won't feel so isolated :T You just don't think about these things until it happens to you, which is an awful shame & a BIG reason why I try not to pass judgement on other folks lifestyles until I know a little more of the facts Two elderly ladies were looking at the prepared veg one day in the supermarket & it turned out one was totally blind & the other registered blind, so things like chopped carrots are a god-send to them. Until then, I'd thought people who bought such "luxuries" were either lazy or had more money than sense, but that made me think about how much I take for granted.....sermon over!

Grats on races/ b'days/ DIY & anything else to celebrate & big ((HUGS)) to those suffering with lurgy/ the other sex or Life in General.

I've managed another three NSDs including today so I think I'm on 19? If it's wrong, just shout next time I

BigMummaF

Quick bump-pee-diddy!

solventsoon wrote: »

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!