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Out with the old, in with the new: the January NSD challenge
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NSD NO 20 today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
WOW beanielou thats good! How come whenever I think I'm going to have a NSD someone needs something?!Member 1145 Sealed Pot Challenge No4
NSD challenge not to spend anything till 2011!:rotfl:0 -
Up to 14 NSD here, so 6/8 January days left have to be NSDs - eek!Paying off CC in 2011 £2100/£1692
Jan NSD 19/20 Feb NSD11/15March/April ? May 0/15
Sealed pot 1164 it's a surprise!0 -
10/10!
_party_:dance:_party_:dance:_party_:dance:_party_
To be honest, I feel a bit guilty claiming NSDs when I've spent grocery money from the joint account, but a fixed amount goes in there every month and there is no overdraft facility on it, so we can't go overbudget - if we spend too much from there we have to "spend" from our current accounts to sort it out!
Anyway, the terms of my challenge were only spends from my current account (or cash from the current account) so I have made my target!“Obstacles are those frightful things you see when you take your eyes off your goals.”
NSD Challenge: August 2017 2/150 -
moneypenny2k wrote: »Can I stop myself... nope I'm not gonna say what I'm thinking, but I'm jealous lol
:rotfl:Yup, we did go back to the woods today and, yup, he did find a horrible ditch full of yukky water and decided to go for another swim but he didn't shake all over me today ......solventsoon wrote: »Quote:
Originally Posted by solventsoonBack tomorrow to do a roundup, I've had a long week and am awarding myself a night off - am I allowed to do that?:o
Course you're allowed a night off - enjoy & thanks for all the hard work you put in on keeping track of us all:A
Anyway, No 9 today! 1st time in a long time I've spent no money over a weekend!:)Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Up to NSD # 10 - as nothing spent on Friday and Saturday0
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Yip!
Would have made target yesterday, but we decided to be piggies and have pizza for tea and I paid....
But today I have spent precisely zilch and therefore declare my target of 12/12 :j:j:j
I will need to get some groceries this week and the Long Suffering Dog needs some grub so will quietly increase to 15 if I can ......
Hope all had a good weekendMFW 2011 No. 161 £946.54/£2000 TargetApril 9/15March 14/15
Feb NSD 15/14
April GC £121.00/£130 March GC £127.60/£150I Love my Furbabies :smileyhea0 -
And it's now
11 glorious NSDs for me!
Am in hibernation at present, stinking cold caught up with me at last so am off sick today and have stayed in my PJs all day - how's that for an idle !!!!!!?
Off for a nibble of something and a hot toddy.One life - your life - live it!0 -
Spoon - I hope you enjoyed your night off.
Big congratulations to everyone who has achieved/exceeded their targets - I hope to join you soon:j
#13 for me. My lovely dh took me out for lunch today so I didn't need to cook. By the time we'd taken the pooches for a long walk on the beach and then ate I didn't feel like nipping into the shops so we'll just have to make do until tomorrow:D0 -
NSD #9 todayThank you competition posters!
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