Out with the old, in with the new: the January NSD challenge

butdoineedit?

jintyb wrote: »

Thanks Spoon! You're right about getting things in perspective re the job, I had a good chat with the team leader and feel much better now I know what I need to focus on. When I havent slept, I tend to blow things out of all proportion! Had a much better night last night!

Glad you've slept Jinty & things at work are looking calmer now


I'm so proud of you re the cigs - keep going girl, you can do it!
You can change your initials to ICDI - icandoit!;)

This made me smile :rotfl: thanks for the encouragement, i think about it every time i feel a bit like i could just have one & then i don't!!

Not an NSD for me today, I know it's naughty but am going to the pub to watch the football. It's come at the right time tonight as i feel like i could do with some company!
As i was spending i got some milk on way home from work, was a toughie as went to the corner shop which was i nearly always went for my cigs, was a bit naughty & bought a packet of chocolate buttons, had a couple & the craving to smoke went away, so figured 50p instead of £3 was good & i was spending anyway & i've saved the rest of the chocolate for future emergency moments!!

Right, mine's a pint please :beer:

rising_from_the_ashes

Nargleblast wrote: »

Seems to go nowhere nowadays, my car used to do miles per gallon but now it seems to be gallons per mile.

Doesn't help that a tenner's less than 2 gallons now.

In case it really does seem to be doing less, have you checked your consumption - my last car seemed to literally eat petrol, when I checked the consumption (fill tank to stop/clunk point, use, then refill to same stop point) it had actually fallen by around 10mpg. Turned out there was actually a problem with it. Although it cost a wee bit to get fixed, it was worthwhile.

elf06

number 9 today

Nargleblast

I think I might follow some of the suggestions on the OS "tough times" thread and clear some carp out of the boot and not fill the tank right up when I get paid. Plus I really should check my tyre pressures.

SarahNeedle1872

Number 12 for me today

Sx

Keiss_21

lotti379 wrote: »

Poor guy! That really sucks. Hope he makes a miraculous recovery! Or is young enough to have another go next time they select, if that is the way these things work?!

kerri_gt wrote: »

Keiss - hope DS is on the mend soon, that's rotten luck about the rugby, he must be good to have been in the line up to take part in the selection. Hope he gets another shot once he's better.

butdoineedit? wrote: »

Keiss - sorry to hear about your DS, do hope he will have another chance in the future.

Thanks for all your best wishes...DS2 is pretty gutted, but resigned to not playing this weekend. He has been in touch with the coaches, who agree it's probably best not to push it and suffer a long-term injury. He was picked for the U-17 team last year and went down to play in a tournament over Easter...but was sent home with a stomach bug the night before the first match against England :eek: That really floored him. He probably would not have been sent home if he wasn't diabetic and his blood sugars were sky high (over 25!!)...he was fine the next day (apart from being really upset of missing out). So we are really pleased that he has got so far two years running, but to be thwarted at the last minute both years has been galling. There is no U-19s team, but the coaches will keep an eye on him and invite him to various training sessions in the coming couple of years.

He is talking about having a year out after finishing his National Diploma (in Rugby, what else!) next year...and perhaps heading for New Zealand for some training/coaching courses...so he has to get a job and start saving soon!!! Rugby is his life, so he has really been thrown the past week....he went over his ankle during a match last week and has probably torn the ligaments/tendons, so 6-10 weeks resting! :mad:

Before I forget, declaring today and yesterday as NSDs, so up to 12 NDS now...only 5 more to go!!

We are off up to Scotland this weekend anyway...DS2 wants to see his Gran and some of his cousins...not to mention being in Scotland again...we haven't been since last summer!! I can't wait to be by the sea again . Not sure how my normally NSD weekend will go...but we'll see!

Spending tomorrow, but hope not to spend on Friday...we will take enough food to keep us going...it's a 7 hour journey! MIL will feed us tea when we get there.

Off to dish up tea now, have a good evening all!

Sorry about the long ramble.

PS Spoon...Elegant Lady is now on the frame...no stitching yet though

castri09_2

5/10 so far for me please havent been doing that well but i have been getting some bargains in the sales

jintyb

Just nipped in to declare #13 today! :j
Plus, I put on a coat that I hadnt had on for ages and found a £1 coin in the pocket !:j Its the simple things that make you smile;)

Well done BDINI another habit/hurdle faced - when I packed in smoking I think I ate my own body weight in Rich Teas, it didnt last long, but dont ask me to give up the tea that went with them!:rotfl:

IF

Bumping BigMamma’s and Spoon’s posts x


Hi lovely NSD gang:A
As you can see there is lots of activity on this thread at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.

Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Thanks everyone:A
spoon xx

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

beanielou

Keiss~Sorry bout your son but enjoy your trip to Scotland.
Jinty~Sorry to hear about your MIL.
Take care & try not to worry too much.Easy for me to say I know.

Went back to slimming class yesterday so NSD.
Tpoday had hot water & lemon after yoga but paid from my change cup so number 16 today.