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It will be GONE !!! Part Two

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Comments

  • Go HWG:j I'm sure you'll do it
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Hi HWG

    Well done you - you have come SO far! As for the holiday - hey that's what keeps you going as you say so it's all good! You deserve it.

    I've done the same - we're going away on Saturday and i can't wait!!!!!

    x x x
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • TOTF
    TOTF Posts: 54 Forumite
    Wow I have just read through your diary and am so impressed by what you have achieved. It has given me hope that with a little effort maybe we can shift our debt quicker than I thought.

    CONGRATULATIONS!! Keep up the good work.
    01/01/11 [STRIKE]£48380.51[/STRIKE] £40685.24

    £7547.48 paid off = 15.91 % :j
  • Herewego
    Herewego Posts: 2,541 Forumite
    Thanks all for dropping in.
    DS has just asked for some money to go shopping for some tops and what can I say when his school grades were so amazing last week I was blown away. With 2 weeks until payday im going to have to do a bit of juggling to find him some pennies.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Morning HWG,
    If anyone can make that £165 by the end of the month it's you!
    I need to get some more odds and ends on ebay, i quite like the thrill of seeing the number of watchers on there and of course the bids!!

    PWD xx
    Weight: need to lose 71lbs - lost to date 0lbs
    One Poll: £3.20
    My Survey: £0.00
    Ebay: £0.00
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hi HWG

    I'm sure you will find that £165, get ebaying!

    Great news on your son doing so well with his grades as well :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    Oops I think I have got over confident this month which has resulted in me spending far too much on treats. This leaves me needing to find £365 by month end which im sure is impossible, however i have relisted 41 items on ebay so its a start.
    Im also very down with work and im having a tough time there to the point I am considering handing in my notice, I know we can cover all the bills if I dont find work straight away but it will mean only paying just over the minimums and tightening our belts again.
    Everything just seems to be going in the wrong direction and im not liking the feeling of being out if control, just hope next week sees a change of events and work get better along with less spending.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hi HWG

    Sorry to hear work has got you so down :( I hope it all works out, if it's making you really unhappy maybe you should leave, lifes too short, I'm sure you will do what's best for you xx
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • taxi73
    taxi73 Posts: 20,815 Forumite
    couldn't have said it better myself Woowoo
  • Herewego
    Herewego Posts: 2,541 Forumite
    Thanks woowoo & Taxi its nice to know my virtual friends are there.
    Busy day today as DS has a competition I am just about to start the picnic :money:but while they are still in bed I have decided to give myself the kick up the rear which is long overdue.

    NEW PLANS
    1. Decide what I want to do about my job, im lucky I have one but if im unhappy the sensible thing is find another one then move on.
    2. Knowing that we can live on DH wage and pay minimums has made me realise my whole wages should be overpayment.
    3. Start taking cash for the weekly shop as this just keeps rising
    4. Meal planning needs to get back on track
    5. Ebay and Amazon needs to list more and use it as decluttering the house
    6. Have a good look at my spreadsheet and give myself some challenges
    7. Cheer up and be happy things could be worse :D

    I will be back once i have set myself some new challenges :o

    Have a great day everyone enjoy the sunshine
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
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