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It will be GONE !!! Part Two
Comments
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Hi HWG
Great news on the bonus and I'm pleased that you are going to enjoy some of itLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Woohoo Its payday and the bank is looking a little healthier for now anyway.
Great news i have finally had a result on bank charges on a very old account I ended up going to FSO with and they have made an offer of full charges plus interest total of £271.57 :j To be honest I had given up on it just goes to show these things take time.
Off to catch up beofre training and then if im still awake month end update will follow.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
good result on bank charges0
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Month End Figures
Im only a day or two early and I know how much we are paying off this month.
It doesnt look like we will get under the £30K but we will not be far away, I am hoping with the bits of extra cash I will make it.
I have allowed extra cash in our budget for DH birthday, our trip away and DS trip to Spain this month although im hoping we will have some left to throw at debt.
New outstanding debt figure is £30480 I cant wait to see a 2 at the start of that figure, hopefully that will be next month.
I do have some ebay money to pay off debt too but i have only just transferred it so I wont count it yet.
Also free ebay listing weekend so must try and get a few bits on as I would love to be telling you next month im into the £28's.
Now its time to wait for the statements to update and see if I have reduced the interest again.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Morning HWG
Great news on the bank charges being refunded.
You are doing brilliantly, can't wait to see you get into the £20's, that will be such a great achievement xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Small overpayment to Lloyds today for £30 so only £450 to find to get under £30k im sure its going to be such a boost when it happens.
I had the day off yesterday as i had my dentist consultation, very traumatic on my part but im still alive and if I go ahead with the treatment it will be one of the things knocked of my list to do when debt free.I have no idea of the cost yet so that will be a nice little surprise in the post this week.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
well done on going to the dentist0
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well done on going to the dentist
Thanks not had anything done yet only an x-ray and I thought that was bad enoughI hope to build on it though a bit scared to see how much its going to cost too
MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Just sold a book on amazon £9ish profit, also have a bid on ebay £4.99 I am going to try my hardest to get under £30k this month of only by a penny.
I need £450 and so far I have £50 due on Friday and £270 due by chq this leaves me £130 to find. I think I could scrape together £20 in change so only £110 to find. Plus £9 from amazon so now only £101 to find I do have my £100 reserve that i have put to one side in case of month end emergencies I could use but I would rather try and make it wthout using it.
So 1st March and £450 to find will review this FridayMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
The £50 I was expecting Friday arrived early so sent that and a little more £55.00 to Lloyds Only £395 to find now.
Penny counting tonight woohhoooooo cant waitMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0
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