It will be GONE !!! Part Two

Herewego

Thank crunchie its Friday, this has been one horrible week, hopefully today will fly by cant wait for a lie in tomorrow morning. Nothing to report on the money front still within OD limit so all good there, I will not be going far this weekend as must save petrol for getting to work monday then the first thing I will do Tuesday is treat my car to a full tank of petrol.
Its not been nice living withiut any cash for over a week but it just goes to show you can do it if you really try, I must put more effort in as im sure im still wasting lots of cash. Once payday arrives its head down to bust these debts, i know im going to stuggle to clear £33K this year but if im left with £5k or less in January 2012 I will be extremely pleased.
Holiday plans have changed due to DS running so im going to be looking for a break away in May outside the school summer holidays and on first glance this could save us £££'s. I would like to get this sorted so we have something to look forward to and DH is desperate for a break.
Have a happy Friday !!!!

Woowoo

Hi HWG

As you can't go far this weekend, maybe you could trawl the net and get your holiday sorted

I have £45 for shopping tonight, but it's only me and the dog next week so want to save some for petrol!

Hurry up payday!

DebtFree2012

Morning HWG

Ditto to the friday comment! Although this week has actually gone quicket than I anticipated on Monday!

How fantastic if you shift 33k or 28 as mentioned this year.

What's your plan of action for payday?

xx

Herewego

Friday transfer done £2.76 saving account now had £11.43 woohoo.

Had a quick trawl of the internet today for the holiday and think I have got a good deal just waiting for DH to say go for it I can then pay the deposit Tuesday morning on payday.

Payday Tuesday the plans are pay the few pounds interest on Tesco cc then that will be closed make a couple of the small minimum payments, I have to wait for DH wage to hit on 31st for the big ones. I am also away for the night in a couple of weeks so need to book the hotel for that its all in the budget though so nothing unexpected except the holiday.

taxi73

Where you planning to go on holiday?

Herewego

We are hoping to go to fuertuventura as we love it there, plus for a week its not too far to travel. Once this debt is gone though there will be no stopping me I have so many places I would love to go to.

Herewego

Woowoo wrote: »

Hi HWG

As you can't go far this weekend, maybe you could trawl the net and get your holiday sorted

I have £45 for shopping tonight, but it's only me and the dog next week so want to save some for petrol!

Hurry up payday!

Beans on toast should leave you plenty for petrol for the next 2 weeks :rotfl:

Cialilerin

Herewego wrote: »

Beans on toast should leave you plenty for petrol for the next 2 weeks :rotfl:

Specially if you leave off the beans :rotfl:

taxi73

Sounds lovely HWG..

Herewego

Been a quiet weekend so far, I did spend an hour or two looking at holidays yesterday and then thought better check DS exam plan only to find the 3 days I wanted to take him out of school he has 3 exams :mad:
I guess its someone somewhere telling me this holiday is just not meant to be, all the other shcool holiday clash with competitions or other people at work have them booked. I really wanted something to look forward to never mind it will sort itself out im sure.
Bank account is looking really poorly as right up to OD limit except for a few ££ which i need for petrol tomorrow unless i can nurse the car to and from work im not going anywhere today unless we go out for a walk but we can take DH car.
Just checked and I won £10 on the lottery last night I do it online so its not cash in my hand probably the safest way.
I need to adopt the way I have spent cash in the last week all month so I can get back on track, I have my meal plan done and all food in so I should need much cash this week.
Wages over the next month are going to change slightly each month
Jan - Normal
Feb- Normal + small annual bonus (could be march)
Mar- Normal + 1/4 bonus plus OT 1 weekend
April -New wage due to personal allowance going up
The first quarter should see some extra pennies going to try and clear one of the big cards now, not sure what to do for the best so off to play with the spread sheet again :cool: