Why did you assume that I was referring to you?:eek:
I always believed that there is no any noticeable difference between Visa and Maestro. Am I wrong?
Right so here we go... I need a current account (which i already have with HSBC) but the problem is that I only have a maestro card and I need a visa debit card. I applied to transfer over to First Direct (a parent company of HSBC) and they have declined my application because the credit scoring was too low. I also applied for Nationwide and the same problem occured.
I am only 19 and I only earn about £4000 a year but I have £600 saved already. The problem is, is that my mum was bad a paying debts and I know the house is black listed. I really don't know what to do. I was wondering if it would be ok to apply for an account with my Dads address because it has a good credit rating, or does it have to be from the address that my other bank account is related to?
Thanks in advance for your help.
Use one-by-one to get lots of discounts
Shift existing card debt to 0% interest for up to 31 months
What this means for you