My £65.00 Nat West cheque, please advise.

LillythePink

How could they take £286 from your account if your cheque was for £146? the paying in slip means nothing surely? If it did, then they could have credited 286 but only debited you the lower amount

Mr_Linnet

According to the Bank Manager at the time it was put down to a "Processing Error". Thus the reason for my original post. Its not the amounts involved its the principle.

Oldbiggles

Perhaps it’s because you were only '3 months old' when you wrote the Cheque!!!
(Your statistics page say’s your date of birth is January 1st 2010).:cool:


It’s because of confusion like this, that banks are so intent on trying to end cheques once and for all.

ILW

Think this thread may explain a few things.https://forums.moneysavingexpert.com/discussion/2867928

opinions4u

It's pretty simple this £60 / £65 thing.

The Post Office have seen it as a £60 cheque.

The bank have processed as a £60 cheque.

Clearly your handwriting is !!!!!! and that's what the problem is.

You're not out of pocket, all parties have acted in good faith on your unclear instruction. So there should be no question of compensation.

I wanted to pay £65 into my post office account but only £60 has been paid in. The £5 shortage could have made me overdrawn!

But it didn't. Do the Post Office offer accounts that have an overdraft facility?

I sent a cheque for £146.00 with the gas bill counterfoil slip and filled in £146.00 on the slip. When the cheque was presented to my bank they extracted the whole £286.00

Either your handwriting is even more diabolical than we have previously established, or you are a fantasist. I suspect the latter.

jonnyboy82

opinions4u wrote: »

It's pretty simple this £60 / £65 thing.

The Post Office have seen it as a £60 cheque.

The bank have processed as a £60 cheque.

Clearly your handwriting is !!!!!! and that's what the problem is.

You're not out of pocket, all parties have acted in good faith on your unclear instruction. So there should be no question of compensation.

But it didn't. Do the Post Office offer accounts that have an overdraft facility?

Either your handwriting is even more diabolical than we have previously established, or you are a fantasist. I suspect the latter.

£60 i mean £65 on the handwriting please sir,whats your odds?...

preable

lmao compensation

chambta

Either your fault or the post office's, not the bank's. Learn your lesson to be clearer in future if you must use antiquated methods of moving money that requires human input.

marywooyeah

why is everyone so nasty? although the amount is only £5 as the OP states it is the principle that is the issue here. As a previous poster noted there is a statutory authority for compensation in such situations, although I agree with the general consensus that it would not be worth bringing an action for such a small amount.
If you're going to post such a nasty and rude response, please refer yourself to the rules on forum etiquette.
OP - glad you got it sorted at the bank and they admitted their error, it would probably be easier to ask the manager directly what they can do for you. Have a good christmas

opinions4u

Blobby8 wrote: »

it is your right, section six , subsection 4 of the missaplication of funds act 1979.
Let us know how you get on.

I have never heard of this legislation.

Google hasn't helped either, and I can't find it in any Hansard online resource. Wikipedia doesn't help despite listing many Acts of Parliament.

Please can you better reference it.

marywooyeah wrote: »

why is everyone so nasty? although the amount is only £5 as the OP states it is the principle that is the issue here.

Possibly because the OP is not out of pocket in any way, shape or form, many people dislike the compensation culture and in this case the OP and their own handwriting is the problem.

As a previous poster noted there is a statutory authority for compensation in such situations

This may be the case, but I've never heard of it. I cannot find a reference to it on Google. I cannot find a reference to it in Ombudsman News, Hansard or Wiki either. That doesn't mean the Act doesn't exist, but it would be nice to evidence it.