fathers car impounded help

Gene_Hunt_2

The vehicle was lawfully seized so pay up.

newfoundglory

jackieb wrote: »

How long since your son passed his test? If it's less than 2 years he'll lose his licence if he has 6 points on it.

Thats a very good point, and if he was not insured to drive it and has passed his test less than 2 years ago then you will probably be wanting to arrange a consultation with a good road traffic solicitor - it might be possible to save his license.

Gene_Hunt_2

mustbemoreorganised wrote: »

It does not state this on his insurance certificate.

Does it state he can?

TBH you are luck not to be done for permitting him to drive without insurance.

rev_henry

I'm afraid you haven't much recourse. Its pretty much standard for the 'drive other cars' entitlement NOT to be included UNLESS the policyholder is AT LEAST 25. As regards collecting it, the fees are set by the police (or whoever!) and are most certainly not negotiable. If you get yourself added on your father's car as a named driver I think you should be able to collect it. Don't quote me on that. Or if that's not possible then get a temporary policy in your name.

mustbemoreorganised

He passed his test when he was 17 and he's 21 in March so he won't lose his licence. He has driven my car in the past, I honestly believed that if you were fully comp and the car you were driving was fully comp then you could drive it 3rd party. However, to save someone from posting I will say it first- ignorance is no defence.
I do feel sorry for him, he does have his own car, he was using my dads to take my mum to the hospital for visits and for her shopping as he is always so low on petrol and I repeat we all assumed he was covered.

Tiddlywinks

mustbemoreorganised wrote: »

He passed his test when he was 17 and he's 21 in March

mustbemoreorganised wrote: »

thanks, I will get my son to bring his paperwork round later (he lives with his gf).

Don't you think it's time for you to let your (adult) son make his own decisions and read his own documents? If he had read them in the first place then he wouldn't be in this mess now would he?

Hammyman

mustbemoreorganised wrote: »

He passed his test when he was 17 and he's 21 in March so he won't lose his licence. He has driven my car in the past, I honestly believed that if you were fully comp and the car you were driving was fully comp then you could drive it 3rd party.

Thats not been the case for many years now. In addition, many policies now offering third party use also stipulate the car must be insured in its own right.

jrrowleyws

If he gets points and a fine its worth checking if he needs to notify his insurers now or only at renewal... potentially expect a premium hike.

Even at 25 insurers often will not include the "drive any car 3rd party" cover without it being requested... cost cutting an all.

mustbemoreorganised

Tiddlywinks wrote: »

Don't you think it's time for you to let your (adult) son make his own decisions and read his own documents? If he had read them in the first place then he wouldn't be in this mess now would he?

that's the sort of incredibly unhelpful post that puts people off asking for advice:mad:

patman99

Whats the likelyhood of his insurers finding-out about the points?, a good number of insurers will ignore 6 points as far as premiums are concerned anyway. A good mate of mine picked-up 6 points in 6 months for speeding, his premiums did not increase because of it.