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Trying to get a loan after bankruptcy

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  • kareliray wrote: »
    Wow what a lot of different views - thanks to all those who sympathised/empathised and gave me good advice which is what I came on here for. Just a quick update, invites are all going to be handmade, cake is going to be a tower of shop bought little cakes that they both used to love as kids and a top small cake to cut bought from M&S with little shop bought flowers on top. Car is being borrowed from family friend, table decs are being bought off ebay as are wedding favours, so all in all we are feeling a lot happier and budget has come down already so a big thank you to you x

    Star-Fire - how sad that you would think that of someone you know nothing about ... not all marriages end in divorce through people having affairs - yours obviously did the way you speak.

    Mags-cat - thanks for your later post - I think your point is valid and you are lucky that you have a contingency plan - I really hope you never have to use it and I guess it does seem crazy wanting to get a loan however small after being made bankrupt but I know I can pay it off. At least this way I'm paying the money direct to my daughter and who knows with all the good advice on here I might not have to pay as much :)


    To all the cynics and hurtful people if you aren't going to answer the question but just voice your opinion then please don't - I know it's a free country to say what you want but life is too short to be that harsh all the time. Smile it makes the world seem such a better place.

    Merry Christmas everyone and I hope 2011 is good to you.

    Nah never been married engaged now though,i've spent most of the last few years on the clubbing scene,so can't remember to much of it.
    I just find this whole scenario with your daughter quite amusing the bankrupt mother looking to get more credit for her daughters wedding.
    Absolutely CRAZY
    When I said you deserved a second chance you do but you are going the wrong way about it.
  • im sorry if you think this is harsh, honestly. But to be honest, none of the advice not to borrow money is wrong. you just dont like it.

    You probably want to bankrupcy board, its a lot more likely to molly coddle you over there.
  • Wutang_2
    Wutang_2 Posts: 2,513 Forumite
    They're a miserable sod and like to share it?

    Trying to say you shouldn't spend a lot on a wedding cause you may get divorced is just a stupid thing to say and stupid reasoning.

    You are dense.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • bouncydog1
    bouncydog1 Posts: 2,696 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    kareliray wrote: »
    Wow what a lot of different views - thanks to all those who sympathised/empathised and gave me good advice which is what I came on here for. Just a quick update, invites are all going to be handmade, cake is going to be a tower of shop bought little cakes that they both used to love as kids and a top small cake to cut bought from M&S with little shop bought flowers on top. Car is being borrowed from family friend, table decs are being bought off ebay as are wedding favours, so all in all we are feeling a lot happier and budget has come down already so a big thank you to you x

    Star-Fire - how sad that you would think that of someone you know nothing about ... not all marriages end in divorce through people having affairs - yours obviously did the way you speak.

    Mags-cat - thanks for your later post - I think your point is valid and you are lucky that you have a contingency plan - I really hope you never have to use it and I guess it does seem crazy wanting to get a loan however small after being made bankrupt but I know I can pay it off. At least this way I'm paying the money direct to my daughter and who knows with all the good advice on here I might not have to pay as much :)


    To all the cynics and hurtful people if you aren't going to answer the question but just voice your opinion then please don't - I know it's a free country to say what you want but life is too short to be that harsh all the time. Smile it makes the world seem such a better place.

    Merry Christmas everyone and I hope 2011 is good to you.

    Good to see that plans are progressing - just a thought - another expensive area is the photos - is there a friend who has photography skills that would feel flattered to be asked to do this? That could also help the friend by being the gift to the happy couple (as could help with the invites, cake making, arranging flowers etc. etc).

    I really do think that the biggest gift you can give your daughter is your time and constructive help - far nicer to have a personalised wedding - and that way you all win without getting into debt.
  • hur575
    hur575 Posts: 343 Forumite
    Good luck op with the wedding plans, I can understand your frustration as been bankrupt does not always mean you are bad with money- sometimes it is just mean you have been given the wrong advice.

    Unfortunately for you bank will see you as risk regardless of your circumstances, that why you got some harsh replies here, you might see it as harsh but it is the same attitude the bank would give you.

    For me weddings does not have to be big, as most guests come to criticise everything! And if you get everything right, they might starts criticising the groom or bride. I had very cosy small wedding, only my closest friends and family were invited, and I had a fab time, the icing on the cake was my honey moon to Egypt.

    As people suggested you can give your daughter the £300 a month for certain period as it will be great gift, my suggestion you can save up those £300 to send her to a nice holiday, for example Egypt 5* hotels cost fraction of the price here, and I can assure you they will have great time.

    Weddings does not have to be about the guests, it should be just about the two of them, just my two pence worth.
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