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Pay off as much as you can in 2011 Challenge!

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Comments

  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hi Everyone,

    Have had £0 for most of the month - it has been so hard trying to make ends meet and i have only been able to cover my outgoings by borrowing money :o:(:(:( A combination of me buying a few things that OH asked me to pick up and never gave me the money for :mad: and a loss of some p/t hours unexpectedly :( has really made this a very difficult month for me. I know it is the same for all of us - has been really frustrating not being able to overpay :rotfl::rotfl::rotfl:

    Just paid 1 of the bills i had to borrow money for. Money has been set up to automatically pay this back when i get paid at end of the month.

    New total: £1966.45 /£10,000 will be over £2000 paid though when DD comes out tomorrow :T

    I found it really useful reading how others got extra funds in - eg overtime, ebay etc. So wanted to let you all know what i have been doing - trying to get up to payout on survey sites - there are 3 main ones i do now, 1 i have just joined - the other 2 i have been doing for a while - on 1 i believe i am 1 survey away from payout :T:T:T i have been doing this for over 18mths so will do this last survey and then not bother with this one any more - it is too time consuming & i spent 20minutes answering questions the other day and was then told i was screened out :mad: I have had a few things on e-bay but really need to get more on there. I also sold a book on greenmet but have already withdrawn money this month - to cover some DD's :o Hoping to do a carboot soon too.

    Well done on payments everyone - i have been reading even though i have not had any payments to post and do find this thread very motivational :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • choogirl
    choogirl Posts: 1,274 Forumite
    Hello everyone :hello:

    Today I have paid off £2031.00 :j:j:j

    No 30 £3968.85/£8000

    Thats HSBC credit card finished off, now just the Barclaycard left and we're free :j
  • runninglea
    runninglea Posts: 907 Forumite
    Part of the Furniture Combo Breaker
    Hi - car loan come out and loan payment so extra £563 off my debt.

    Current figures for number 19 - 5747/14798

    Only two more loan payments to go. This will save me £307 per month which will then go to credit card:j
    Year 2019 (1,700/£17000mortgage repayment)Overall mortgage (71,400/165568) (44
    .1%) (42/100) payments made. Total paid 2019 year £1,700

    Total paid 2017 year £15,300Total paid 2018 year £13,600
  • Topcat33
    Topcat33 Posts: 21 Forumite
    Afternoon everyone

    Another £50 paid off my cc for no. 83, new total £860/£2400.
    Bank of Scotland CC: £2209.22/£2400.
    :beer:
  • choogirl wrote: »
    Hello everyone :hello:

    Today I have paid off £2031.00 :j:j:j

    No 30 £3968.85/£8000

    Thats HSBC credit card finished off, now just the Barclaycard left and we're free :j

    Wow! Go choo! One less creditor grabbing your hard earned cash! :T
    :D DEBT FREE 3rd Sept 2011 :D
    (Debts at highest £15.8k Nov '08)
    Student Loan paid off July 2014
    First Direct Regular Saver #2: £2700 ** Santander 123: £13,106
    Car Insurance/Tax Fund: £305 ** Present Savings: £525 ** Disneyworld Fund £100
  • affordmylife
    affordmylife Posts: 1,224 Forumite
    Part of the Furniture Combo Breaker
    im amazed at so well we are doing. some people are around halfway to their target. thats amazing. im still hoping to make another payment this month but waiting for a few things to leave the account first so i can see what im left with.

    im still focussed. cant believe it xx
  • lou06
    lou06 Posts: 75 Forumite
    Morning Folks

    Really hard getting up this morning with the clocks changing :( anyway, just logged on to read the posts from the wknd.
    Another small payment made to Egg this morning £29.00. This rounds the outstanding balance on Egg to £2650.00.

    Hope everyone has a good week and can't wait to see the total we've all paid towards the debt this month!
    Pay off as Much as You Can Challenge 2011 £8.5K Jan '11 £1,901.80/£8,500.00
    Cracking the Egg Card @ 19.9% 16/12/10 = £3570.64
    MBNA @ 0% = £1,358.72
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hi All

    Quick update from me - DD left the account as expected £2007.07/£10,000
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    hi everyone, happy monday and hope you all have a good week. Last week of the month but this is my total for March as I wont be doing anything else on my debtbusting now until the first week of April when I can see whats left after paying bills etc.

    Thanks to my lovely OH for a donation of £82 towards my debt busting I managed to reach my £3k goal so my total at end of March is :

    No 134 - £3000 / £10,206

    :j:j:j:j:j
  • jwil
    jwil Posts: 22,110 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Total debt now stands at £3981.
    Total repayment this month (discounting interest): £596

    Total for this thread: £4302/£8283
    Total now: £4252/£8283

    Dreamdreamer - just to check - should it be £4352? I'll pop that in now, but let me know if it is wrong.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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