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Pay off as much as you can in 2011 Challenge!

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Comments

  • Eltee12
    Eltee12 Posts: 768 Forumite
    Mortgage-free Glee! Debt-free and Proud!
    Eltee12 wrote: »
    #154


    went to the bank on Friday to get a list of direct debits on my account, cos suddenly realised hadn't cancelled ANY since time began. There were about 30 defunct ones on there!!!! One was a credit card which was cancelled about 10 years ago.

    I'm such a drama queen. There were actually 12 defunct ones on there, and one other possible. Is true about the credit card cancelled 10 years ago though, so am not a complete liar!

    am going to sort it out this week.
    2018 AFD 23/240
    2018 CCC #11 £38.40/£250
    Mortgage-free since 2013

    Debt-free since Nov 2017
  • boysma
    boysma Posts: 828 Forumite
    Morning all,

    £5 paid to cap one this morning. Running total now:
    £2490.67/£10,000:j
    Payment A Day £15 (started 17/5/14) :j
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Extra £20 paid to CC1 to get it closer to the repayment date of October :D

    New total is £1837/£5000
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • jwil
    jwil Posts: 22,082 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks for the updates everyone. It's very quiet in here, where are you all?

    Hope everyone is well x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • runninglea
    runninglea Posts: 907 Forumite
    Part of the Furniture Combo Breaker
    All waiting for payday - i've noticed i've not included my car loan. Am paying £250+ per month with about 15 months left, i've then got a final payment of 4K+.

    What is anybody else doing about there car loans do they include it as a debt?
    Year 2019 (1,700/£17000mortgage repayment)Overall mortgage (71,400/165568) (44
    .1%) (42/100) payments made. Total paid 2019 year £1,700

    Total paid 2017 year £15,300Total paid 2018 year £13,600
  • rachelww1
    rachelww1 Posts: 680 Forumite
    £500 paid to bcard today bringing its balance to under £4k :j, and usual egg loan payment off £112.16. Total so far £9806.40/£21000. Will make another small overpayment to MBNA this month, but won't make £10k til April.
    LBM Dec 10. Total unsecured debt £41176 :eek: Nov 12 Debt Free Thanks Mum x RIP x

    2013 Savings £250
    2013 OP £3500
  • So far paid £385/5000
    Feeling quite happy about that :)
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    runninglea wrote: »
    All waiting for payday - i've noticed i've not included my car loan. Am paying £250+ per month with about 15 months left, i've then got a final payment of 4K+.

    What is anybody else doing about there car loans do they include it as a debt?

    I don't have a car loan, but I include everything that I owe in my debt total apart from my mortgage. You're paying it and it's money you owe, so I guess yes!
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    ooooooh, just noticed this is my 3,000th post. What a lot of time I spend on here! Lol
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Congratulations on your 3000th post! A good thread to post it on too!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
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