Pay off as much as you can in 2011 Challenge!

too_much_debt

New total for me

£3219.55 (no. 50)

jwil

Thanks everyone for your thoughts.

Well done on the overpayments everyone!

Walnut - my target was very ambitious too, and I've no clue how I'm going to manage, but as sarah says you never know what will happen, and it wouldn't be a challenge if it was easy would it! Keep going, and even if you don't manage the £4k, you still will have overpaid a lot anyway so it's still a success!

rachelww1

£100.64 paid to bcard loan today bringing me to a total of £9244.10/£21000

Walnut

sarahs999 wrote: »

Keep going Walnut. Every payment helps and you never know what you might be able to manage in the coming months.

jwil wrote: »

Walnut - my target was very ambitious too, and I've no clue how I'm going to manage, but as sarah says you never know what will happen, and it wouldn't be a challenge if it was easy would it! Keep going, and even if you don't manage the £4k, you still will have overpaid a lot anyway so it's still a success!

Thank you, it'll be worth it in the end when my money will be 'mine' and not 'earmarked to pay something off'.:)

Eltee12

....one card down, several to go!

Final payment of £4.62 made yesterday Am going to shred the card in the BIG shredder at work 2moro.

takes total to

£146.22 / £1500

slowly but surely........

too_much_debt

Thanks jwil for updating my total.

Eltee12

Eltee12 wrote: »

....one card down, several to go!

Final payment of £4.62 made yesterday Am going to shred the card in the BIG shredder at work 2moro.

takes total to

£146.22 / £1500

slowly but surely........

Just shredded the BOS card!!!! along with:

Amazon MBNA card - blance 0 only use when I buy off Amazon and pay off straight away
Virgin MBNA card which is 0% til November
Dead M&S gift card
Dead local 'Mall' gift cards
Dead Hotel Chocolat members card (de-membered myself last year)

Goodbye temptation!

All I have left in my card wallet is my DVD rental card. Will shred Barclaycard and Santander cards tomorrow.

I feel all light and fluffy :rotfl:

jwil

Eltee12 wrote: »

....one card down, several to go!

Final payment of £4.62 made yesterday Am going to shred the card in the BIG shredder at work 2moro.

takes total to

£146.22 / £1500

slowly but surely........

Well done Eltee, enjoy your shredding today

jwil

Eltee12 wrote: »

Just shredded the BOS card!!!! along with:

Amazon MBNA card - blance 0 only use when I buy off Amazon and pay off straight away
Virgin MBNA card which is 0% til November
Dead M&S gift card
Dead local 'Mall' gift cards
Dead Hotel Chocolat members card (de-membered myself last year)

Goodbye temptation!

All I have left in my card wallet is my DVD rental card. Will shred Barclaycard and Santander cards tomorrow.

I feel all light and fluffy :rotfl:

Well done! :T

sarahs999

Wow. That's a lot of shredding! I think I am going to keep my Virgin and one other when all this debt has gone, as sometimes they can be useful (as long as you pay off straight away!)

Don't forget you need to actually cancel the cards too, otherwise your credit account will remain open. It took Lloyds TSB almost a year to close my account down despite repeated pleas from me.