2011 mfw

Spiggle

No apology necessary skaps, thanks for letting us know.

All the best,
Spigs

froddington

No 128 - £185 OP today making the total for the year £4200

Not quite my target but I have paid a little more than last year

Well done everyone for all OPs :T

See you on the 2012 thread!

Barny1979

Mortgage stands at £108,969.00 at the end of 2011, my aim for 2012 is to get below £100,000.00!!!

financialbliss

financialbliss wrote: »

Quick update. December overpayment went out today:

#29 - Overpay by £2,050.00

Month: Ideal Pay / Ideal Total / Ideal % / Actual Pay / Actual Total (Diff) / Actual %

January: 170.83 / 170.83 / 8.33% / 70.67 / 70.67 (100.16) / 3.45%
February: 170.83 / 341.67 / 16.67% / 70.67 / 141.34 (200.33) / 6.89%
March: 170.83 / 512.50 / 25.00% / 120.67 / 262.01 (250.49) / 12.78%
April: 170.83 / 683.33 / 33.33% / 200.00 / 462.01 (221.32) / 22.54%
May: 170.83 / 854.17 / 41.67% / 200.00 / 662.01 (192.16) / 32.29%
June: 170.83 / 1,025.00 / 50.00% / 200.00 / 862.01 (162.99) / 42.05%
July: 170.83 / 1,195.83 / 58.33% / 200.00 / 1,062.01 (133.82) / 51.81%
August: 170.83 / 1,366.67 / 66.67% / 200.00 / 1,262.01 (104.66) / 61.56%
September: 170.83 / 1,537.50 / 75.00% / 200.00 / 1,462.01 (50.49) / 72.54%
October: 170.83 / 1,708.33 / 83.33% / 210.00 / 1,697.01 (11.32) / 82.78%
November: 170.83 / 1,879.17 / 91.67% / 200.00 / 1,897.01 (+17.84) / 92.54%
December: 170.83 / 2,050.00 / 100.00% / 750.00 / 2,647.01 (+597.01) / 129.12%

Total overpaid: £2,647.01

Beat my target with a December OP of £750. I've also took a month off the mortgage term with that £750. Now looking at August 2013 instead of September 2013 to complete!

May post another update on or near 31st December, as I'm aiming for a year end mortgage balance of £20,750, so I'll need to make a further OP of a fiver or so - my OCD kicking in there...

Do I still need to update via google docs?

Financial Bliss.

Hi,
After my earlier December post, I have made a further £25.00 OP and a £3.81 OP yesterday that cleared today against a year end mortgage objective of £20,725.00 which I hit to the penny - ie the OCD OP of £3.81.

Full year looks like this for me now:

#29 - Overpay by £2,050.00

Month: Ideal Pay / Ideal Total / Ideal % / Actual Pay / Actual Total (Diff) / Actual %

January: 170.83 / 170.83 / 8.33% / 70.67 / 70.67 (100.16) / 3.45%
February: 170.83 / 341.67 / 16.67% / 70.67 / 141.34 (200.33) / 6.89%
March: 170.83 / 512.50 / 25.00% / 120.67 / 262.01 (250.49) / 12.78%
April: 170.83 / 683.33 / 33.33% / 200.00 / 462.01 (221.32) / 22.54%
May: 170.83 / 854.17 / 41.67% / 200.00 / 662.01 (192.16) / 32.29%
June: 170.83 / 1,025.00 / 50.00% / 200.00 / 862.01 (162.99) / 42.05%
July: 170.83 / 1,195.83 / 58.33% / 200.00 / 1,062.01 (133.82) / 51.81%
August: 170.83 / 1,366.67 / 66.67% / 200.00 / 1,262.01 (104.66) / 61.56%
September: 170.83 / 1,537.50 / 75.00% / 200.00 / 1,462.01 (50.49) / 72.54%
October: 170.83 / 1,708.33 / 83.33% / 210.00 / 1,697.01 (11.32) / 82.78%
November: 170.83 / 1,879.17 / 91.67% / 200.00 / 1,897.01 (+17.84) / 92.54%
December: 170.83 / 2,050.00 / 100.00% / 778.81 / 2,675.82 (+625.82) / 130.53%

Total overpaid: £2,675.82

Beat my own objective of overpaying by £2,050, so pleased there.

See you in the 2012 thread...

Financial Bliss.

Spiggle

Barny1979 wrote: »

Mortgage stands at £108,969.00 at the end of 2011, my aim for 2012 is to get below £100,000.00!!!

Hi Barny1979,

Please would you check the spreadsheet to see if your figures are lisated correctly on there. It shows payments for year to date of £12k against a target of £20k but your signature seems to indicate that £12k was your target. :undecided

FB I have updated your last OP so you are showing an impressive 130.52% of target paid this year. :T

See you all later,
Spigs

MsWow

originalmiscellany wrote: »

MsWow, I've updated the figures - and be proud (as has been said already). 131% of your target saving is a splendid effort

Thank you Originalmiscellany.

Well done to everyone!!!

Cortinaa_GTR

11th and final OP of the year (I didn't manage to make a Nov OP) of £625 paid. :-)

Well done everybody and HAPPY NEW YEAR!!

Spiggle

That's a brilliant 107.13% of target Parnott! Well done.

Good luck and a Happy New Year to you too.

All the best,
Spigs

financialbliss

Oops. I'm still in the 2011 thread :o:o

Made a payment for the 2012 challenge yesterday (31st) expecting it to clear today (1st), but it actually cleared yesterday, so feel obliged to re-state my year end situation for the 2011 challenge.

Extra 12.59 to be added to December...

#29 - Overpay by £2,050.00

Month: Ideal Pay / Ideal Total / Ideal % / Actual Pay / Actual Total (Diff) / Actual %

January: 170.83 / 170.83 / 8.33% / 70.67 / 70.67 (100.16) / 3.45%
February: 170.83 / 341.67 / 16.67% / 70.67 / 141.34 (200.33) / 6.89%
March: 170.83 / 512.50 / 25.00% / 120.67 / 262.01 (250.49) / 12.78%
April: 170.83 / 683.33 / 33.33% / 200.00 / 462.01 (221.32) / 22.54%
May: 170.83 / 854.17 / 41.67% / 200.00 / 662.01 (192.16) / 32.29%
June: 170.83 / 1,025.00 / 50.00% / 200.00 / 862.01 (162.99) / 42.05%
July: 170.83 / 1,195.83 / 58.33% / 200.00 / 1,062.01 (133.82) / 51.81%
August: 170.83 / 1,366.67 / 66.67% / 200.00 / 1,262.01 (104.66) / 61.56%
September: 170.83 / 1,537.50 / 75.00% / 200.00 / 1,462.01 (50.49) / 72.54%
October: 170.83 / 1,708.33 / 83.33% / 210.00 / 1,697.01 (11.32) / 82.78%
November: 170.83 / 1,879.17 / 91.67% / 200.00 / 1,897.01 (+17.84) / 92.54%
December: 170.83 / 2,050.00 / 100.00% / 791.40 / 2,688.41 (+638.41) / 131.14%

Total overpaid: £2,688.41

Probably one of the last 2011 overpayments - heading over to the 2012 challenge shortly.

FB.

Spiggle

All updated for you FB! Happy New Year!

All the best,
Spigs