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2011 mfw

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1112113114116118

Comments

  • fillyfop wrote: »
    No.33 with my final overpayment of the year.

    This month I have managed to overpay by £1037.04 which I am over the moon about. After a rather up and down year in terms of over (and some under) payments, I have had 3 months in a row of beating my £500 a month target so hopefully I am now on the right track for a good year next year :)

    See you all on the 2012 thread.
    Nearly 75% of target is a great spring board for 2012. :TThanks for keeping us updated and see you over in the 2012 thread :)
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £150.00 payment made to finish on £12,000 OP for 2011 :)
  • Chunters_a_lot
    Chunters_a_lot Posts: 172 Forumite
    Part of the Furniture Combo Breaker
    edited 28 December 2011 at 11:14PM
    Made all my monthly payments for 2011 so reached my target of £1200 :j:beer:

    ETA No. 13
  • Barny1979 wrote: »
    £150.00 payment made to finish on £12,000 OP for 2011 :)
    Thanks Barny1979. The spreadsheet doesn't seem to record all of your OPs, so I put in a balancing figure for October to bring total OPs to £12000. Great result! Well done. Look forward to seeing you in 2012!
  • Made all my monthly payments for 2011 so reached my target of £1200 :j:beer:

    ETA No. 13
    Thanks for updating CAL. Well done on reaching your target :j
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Parnott wrote: »
    I still don't have my update post from 25/10 included even though Cake and Spiggle thanked me for it. :-/

    I will hopefully get over the line soon!

    Sorry about that Parnott, I was being polite in thanking you back in October. I didn't have editing rights then though!

    Thanks MUN for updating this.

    I've updated from the 2011 update spreadsheet. Jo101 could you confirm whether we have your annual OP total correct please? It currently stands at £4230, a great total, with nothing listed from May to November. Please would you confirm please?

    See you all later,
    Spigs
    Mortgage Free October 2013 :T
  • skaps
    skaps Posts: 2,255 Forumite
    Has cake21 left this challenge?

    I have been updating via the google docs. Hope this is ok.
    MFW 2016 No 68 £1300/£8500 No new toiletries Cook sth different
  • Hi Skaps. Cake21 let me take over a few months ago, where I got some amazing people to help me out Tilly, Spiggle and MAdeupname all do an amazing job - and it means this spreadsheet runs very smoothly and is generally updated every few hours!
    The updated sptreadsheet is accessed in the same way by us as before, so if you have been updating you should find it's be updated on the central spreadsheet.
    Feb 2012 - onwards MF achieved
    September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
    April 2018 down to 28.00 months vs 30.04 months at normal payment.
    Predicted mortgage clearing 03/2047 - now looking at 02/2045

    Aims: 1) To pay off mortgage within 20 years - 2037
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi skaps,

    I've just taken a look through your figures on the spreadsheet and you're not missing any months so it appears you're up to date having OPd £3867 against a target of £3600 which equates to an OP of 107.43% of target. Well done!

    If your figures differ in any way, please let us know and we will amend.

    Would be good if all challengers could check the spreadsheet (link in first post) to make sure the numbers all tally up with your records as there are quite a few with gaps. This could be correct or it could be something that got dropped in the handover. Please let us know if it's wrong as it would be great to have an accurate total OP for the whole of 2011 when we turn the year in a couple of days.

    All the best,
    Spigs
    Mortgage Free October 2013 :T
  • skaps
    skaps Posts: 2,255 Forumite
    Thanks that is correct. sorry for causing u more work
    MFW 2016 No 68 £1300/£8500 No new toiletries Cook sth different
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