In catch 22 with Benifits

Loopy_Girl

You were told in October to look into a HC1 form - did you do it? There is no point asking for help if you are not going to act on it.

How can there be weeks that you can't afford to eat? What exactly are you using your £160 a week to pay?

If you are bankrupt then you should have no debts so should only be paying your living costs and as there are people that are living on far less than £160 you are going to have to look at your budget.

Loopy_Girl

geminigirl1 wrote: »

i can get some help with nhs treatment but NOT prescriptions and they are £80+ a month

You were also told to look into a pre-payment certificate which you could pay monthly by direct debit - did you do that either?

oldestrocker

DX2 wrote: »

Okay so you get IB long term = £91.40 per week
DLA low rate care = £18.95 per week
DLA high rate Mobility = £49.85 per week
Per week you get £160.20

Does your daughter work or claim benefits? Does your daughter live with you?

Good grief that is nearly £30 more per week than a single pensioner gets.
Look at it another way, if you had to work you would be earning over £10,000pa!!

1000's do it every day and manage!

In fact a single person of working age would be able to manage on £65 pw because that is what his IS payment would be!!!!

Just cut back on your day to day expenses. You can't have any debts as these would have been wiped clean when you went bankrupt, not like the 1,000's that are still struggling to pay everyone with small weekly payments in order to avoid bankruptcy.

oldestrocker

geminigirl1 wrote: »

thank you for all your replys
i can get some help with nhs treatment but NOT prescriptions and they are £80+ a month
my daughter is 18 works 10 hours a week she applied for carers allowence and was turned down cos i wasnt on middle rate DLA
i cannot get income support as my IB is £3.25 over agreed allowence to get it
i budget each day we have some strange meals made up of what ever is left in fridge or freezer.
i have now had housing n council tax benifit suspended due to them checking up what hours my daughter works
I cannot work my condition is deterorated alot but that does not seem to make any difference and im due 2 operations early next year 1 for my back condition other a big one.... what will happen then?:mad:

STRUGGLE through it like most of us are doing!!

Oh my blood boils when I hear stories like these. Walk away from your debts and then complain that you don't get enough benefit money to be able to live to a certain standard.

I get involved sometimes with people who have a terminal illness. They manage to live on a lot less, but you don't hear them complaining that they would like more. They realise that just living one extra day longer to be with their family is worth more than any amount of money.

(Retired Examiner for the Official Receivers Office)

geminigirl1

well gas electric water tv house ins etc ... i have a pre payment for medication but that was a present from my sister
yes maybe some people do live on less but i am trying to fight for what im entitled to
I did apply for the HC1 and i got slightly reduced payments for dental etc not medication
i have looked into all ways of helping myself it was xtreemly hard to make the decision to go bankrupt and yes i have no debts now but it hasnt changed what i get in my higher rate moblty is for a car that i need to get about as i cannot walk far and my daughter drives me about when i cannot do it ....
i have done a budget list and how much i pay out etc i do that every day

Blobby8_2

You mean you have no housing costs and £160 to live on, my heart bleeds.Cut your cloth.

zzzLazyDaisy

geminigirl1 wrote: »

thank you for all your replys
i can get some help with nhs treatment but NOT prescriptions and they are £80+ a month

That is a ridiculous amount - do you live in England? There is no need for anyone to pay £80 a month for prescriptions. A three month prepayment certificate will cost you £28.25 and a 12 month PPC £104.00. Telephone advice and order line 0845 850 0030 begin_of_the_skype_highlighting 0845 850 0030


I cannot work my condition is deterorated alot but that does not seem to make any difference

If your condition has deteriorated and your care needs have increased, you can ask for your DLA award to be looked at again, and possibly increased.

and im due 2 operations early next year 1 for my back condition other a big one.... what will happen then?:mad:

Hopefully the operations will improve your condition and you may then be more able to do things for yourself, which in turn might leave your daughter free to work more hours?

I am sorry that you are having difficulty coping, but it does sound like you need to take control of the situation and get help to budget effectively.

geminigirl1

oh please if your gonna talk like that please dont respond i have costs that im not willing to say on here but i do not have that amount to live on

geminigirl1

i was only asking for ideas at what i can do ...what i have not done already
not expecting being spoken to like this
thanks you have really cheered my day up ...not
go crawl back under your stone and wait for another desporate person asking for advice to come here

bye

RAS

Hi the ignore button if you wish, others have done.