I keep losing my..............

elfen

Last debt payments have come out for the month.....total debt is now under 4K!

katsu

Congrats on the debt busting elfen.

Shrew is a fantastic play, very interesting. I've seen two productions so far and they always make you think.

elfen

katsu, I've finished reading it and realy enjoyed it, especially all the subterfuge and the way Petrucio? treated Katherina to make her more meek and docile.

Have read Lady Audley's Secret and The Taming of The Shrew, tomorrow (after morning stuff and walk is done) I'm going to start reading Eric

elfen

Although I'm reading a lot, I still can't sort myself out.

I need to bow out of the weight loss challenge as right now, it IS a challenge. Every single week I've seen my weight creep up and up, and its completely demoralising. So I am going to leave it, and not weigh myself at all if I can help it. The scales say I've put around 2kg on this month, and it's really hard to see it keep going the wrong way. It depresses me, it's affecting me to omuch so I must leave before it gets worse (if that makes sense)

Am now reading Wyrd Sisters (well, trying to) and pondering what to do this afternoon. If I had a choice, I'd stay in with a big bar of choccy and popcorn, but I suspect the staying in will be the only part that happens

elfen

c25k week 3 run 3

B - porridge and banana
L - corned beef and lettuce, jelly


Snacks: apple

elfen

Finished Wyrd Sisters last night, and it was pretty good I thought. Quite funny, but not a book I'm going to read again yet. Still got a few to work through so I'll have a look at those later. Am home from morning bit of uni, back in this afternoon for screenwriting. Think I'll try and hoover whne Kai goes out, if I can get it working.

elfen

Got the hoover working....he pressed the green not the red button....silly man *shakes head in disbelief*

Have been playing on FB for the past couple of hours, just messing about killing time until I go back in just under an hour....can't wait but also a bit scared

elfen

Ok, so it's time for a new SOA since all the money situation seems to be sorted out (or I hope it is anyway). Benefits are sorted, so we know where we stand.

Statement of Affairs and Personal Balance Sheet

Household Information
Number of adults in household........... 2
Number of children in household......... 0
Number of cars owned.................... 0

Monthly Income Details
Monthly income after tax................ 704
Partners monthly income after tax....... 124
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 828

Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 0 - covered by HB
Management charge (leasehold property).. 0
Council tax............................. 0 - covered by CTB
Electricity............................. 50 - all electric flat
Gas..................................... 0 - no gas
Oil..................................... 0
Water rates............................. 30
Telephone (land line)................... 24
Mobile phone............................ 35
TV Licence.............................. 0
Satellite/Cable TV...................... 0
Internet Services....................... 15
Groceries etc. ......................... 150
Clothing................................ 20
Petrol/diesel........................... 0
Road tax................................ 0
Car Insurance........................... 0
Car maintenance (including MOT)......... 0
Car parking............................. 0
Other travel............................ 20
Childcare/nursery....................... 0
Other child related expenses............ 20
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 6
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 20
Haircuts................................ 0
Entertainment........................... 40
Holiday................................. 0
Emergency fund.......................... 0
Cigarettes.............................. 100
Swimming.............................. 23.6
Savings................................. 10
Total monthly expenses.................. 583.6


Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 0
Other assets............................ 0
Total Assets............................ 0

No Secured nor Hire Purchase Debts

Unsecured Debts
Description....................Debt......Monthly...APR
vanquis........................950.......44........0
capital one ...................160.......10........0
all debt.......................3964......49........0
Total unsecured debts..........5074......103.......-


Monthly Budget Summary
Total monthly income.................... 828
Expenses (including HP & secured debts). 583.60
Available for debt repayments........... 234.40
Monthly UNsecured debt repayments....... 103
Amount left after debt repayments....... 141.4

Personal Balance Sheet Summary
Total assets (things you own)........... 0
Total HP & Secured debt................. -0
Total Unsecured debt.................... -5,074
Net Assets.............................. -5,074

Created using the SOA calculator at www.makesenseofcards.com.
Reproduced on Moneysavingexpert with permission, using Firefox browser.

And the last bit I'm not sure where it goes.....but considering the benefits are only just sorted, we aren't doing too bad money-wise, not in the overdraft (yet) so I won't be able to say what's left until maybe the beginning of March, to let the money-side subside....

Also just made extra payments of 45.72 between Velma (Vanquis) and Colin (Capital One) to bring my account to an even....that's also 45.72 extra paid...best make a list...

elfen

Feel like crap today, TOTM due so I'm an absolute mess and just hurt all over. Can't wait for DVD night and curl up in bed with Kai ,a bar of choccy and some popcorn. Been a bad girl with the eating cos of it but I still jogged this morning (c25k week 3 run 4) but no swimming as I felt like crap. Been a bit of a spendy day foodwise to get lunches and stuff sorted til we go shopping next (probably next Tuesday after swimming, but that's OK)

Happy the money situation is now sorted, means we both have money to ourselves each month, which is nice.

Need to start last essay this weekend....

elfen

No NSD today, had to get birthday cards and presents etc....Spent 3.13 on that, then 2.49 in Asda and 4.99 in Savers on nicotine patches, I'll be trying to give up soon.

719 words into my essay, got books out of the library and need to watch a film before tomorrow....joys!