The Debt Free Roll Of Honour

166million

a. The date of your lightbulb moment August 2010
b. Debts at their highest about 8k
c. Debt-Free Date March 2012
d. Your one perl of wisdom. Once you have figured out how much is required (monthly/ weekly) to pay off your debt, do this first before you have a chance to use the money up for something else. And never get a payday loan. Even if you are literally about to starve to death. And everything on this site, really.

gothrockchic1

166million wrote: »

a. The date of your lightbulb moment August 2010
b. Debts at their highest about 8k
c. Debt-Free Date March 2012
d. Your one perl of wisdom. Once you have figured out how much is required (monthly/ weekly) to pay off your debt, do this first before you have a chance to use the money up for something else. And never get a payday loan. Even if you are literally about to starve to death. And everything on this site, really.

Well Done!!!! :A

Yargo1

a. The date of your lightbulb moment : 2007 - on and off though!
b. Debts at their highest about 10,500
c. Debt-Free Date March 2012
d. Your one pearl of wisdom. - Just Keep Reading this site! As much as you can as there always wise tips and offers that other mse's have discovered and willing to share.

I am lucky ( in a way) that I had a rather serious car crash in 2009 = and now settlement is on its way to me - So as of today I am debt free - apart from mortgage.. So happy but will be on here everyday to make sure i stick to moneysaving ways!

jonjamie1970

a. The date of your lightbulb moment : 2008
b. Debts at their highest about 12'000
c. Debt-Free Date March 30th 2012
d. Your one pearl of wisdom. Don't give up home, things change and take positives from things you learn, cut up the high rate credit cards.

Hovel_lady

166million wrote: »

a. The date of your lightbulb moment August 2010
b. Debts at their highest about 8k
c. Debt-Free Date March 2012
d. Your one perl of wisdom. Once you have figured out how much is required (monthly/ weekly) to pay off your debt, do this first before you have a chance to use the money up for something else. And never get a payday loan. Even if you are literally about to starve to death. And everything on this site, really.

Congratulations :T

Yargo1 wrote: »

a. The date of your lightbulb moment : 2007 - on and off though!
b. Debts at their highest about 10,500
c. Debt-Free Date March 2012
d. Your one pearl of wisdom. - Just Keep Reading this site! As much as you can as there always wise tips and offers that other mse's have discovered and willing to share.

I am lucky ( in a way) that I had a rather serious car crash in 2009 = and now settlement is on its way to me - So as of today I am debt free - apart from mortgage.. So happy but will be on here everyday to make sure i stick to moneysaving ways!

Well done :T

jonjamie1970 wrote: »

a. The date of your lightbulb moment : 2008
b. Debts at their highest about 12'000
c. Debt-Free Date March 30th 2012
d. Your one pearl of wisdom. Don't give up home, things change and take positives from things you learn, cut up the high rate credit cards.

Congratulations :T

Carlos27

a. The date of your lightbulb moment July 2009 - I Found MSE site...
b. Debts at their highest £52,500
c. Debt-Free Date 15th April 2012
d. Your one perl of wisdom. You already found it. All the advice at Moneysavingexpert.com.

Wow I can finally post here.

19k Car Finance. 20k negative mortgage equity, 1k overdraft, £4k credit card - Paid off last summer.

£8.5k borrowed from friends and family: Last installment was 15/04/2012.

total 52.5k - This is the first time I have ever totalled this up.

DebtFree2012

Well done!

Hovel_lady

Carlos27 wrote: »

a. The date of your lightbulb moment July 2009 - I Found MSE site...
b. Debts at their highest £52,500
c. Debt-Free Date 15th April 2012
d. Your one perl of wisdom. You already found it. All the advice at Moneysavingexpert.com.

Wow I can finally post here.

19k Car Finance. 20k negative mortgage equity, 1k overdraft, £4k credit card - Paid off last summer.

£8.5k borrowed from friends and family: Last installment was 15/04/2012.

total 52.5k - This is the first time I have ever totalled this up.

Congratulations :T

Enjoy the rest of your debt free life

gothrockchic1

Carlos27 wrote: »

a. The date of your lightbulb moment July 2009 - I Found MSE site...
b. Debts at their highest £52,500
c. Debt-Free Date 15th April 2012
d. Your one perl of wisdom. You already found it. All the advice at Moneysavingexpert.com.

Wow I can finally post here.

19k Car Finance. 20k negative mortgage equity, 1k overdraft, £4k credit card - Paid off last summer.

£8.5k borrowed from friends and family: Last installment was 15/04/2012.

total 52.5k - This is the first time I have ever totalled this up.

Well Done you :T

mummum2

Carlos27 wrote: »

a. The date of your lightbulb moment July 2009 - I Found MSE site...
b. Debts at their highest £52,500
c. Debt-Free Date 15th April 2012
d. Your one perl of wisdom. You already found it. All the advice at Moneysavingexpert.com.

Wow I can finally post here.

19k Car Finance. 20k negative mortgage equity, 1k overdraft, £4k credit card - Paid off last summer.

£8.5k borrowed from friends and family: Last installment was 15/04/2012.

total 52.5k - This is the first time I have ever totalled this up.

Wow! 52K in 4 years, so admireable! Happy debt free life! :beer: