The Debt Free Roll Of Honour

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  • beanielou
    beanielou Posts: 90,331 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Come on DFw's.
    I think we had over 100 post in 2015.
    Can we beat that for 2016?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Former_MSE_Andrea
    Former_MSE_Andrea Posts: 9,614 Forumite
    Combo Breaker First Post I've helped Parliament Rampant Recycler
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    beanielou wrote: »
    Come on DFw's.
    I think we had over 100 post in 2015.
    Can we beat that for 2016?

    Hello! Long time no speak! Happy New Year!

    We had a record of 115 last year.

    I'm sure there are many more out there! If you see anyone around that's cleared their debt but doesn't have the Debt Free and Proud badge can you give them the link and tell them to post here please? The short link is mse.me/debtfreeroll.

    Thank you beanielou! :T
    Could you do with a Money Makeover?


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  • OxfordGirl
    OxfordGirl Posts: 27 Forumite
    First Anniversary First Post Debt-free and Proud!
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    a. Winter 2013
    b. £6312
    c. 23/12/2016
    d. Before buying anything ask yourself a question - Do you really need it or you just want it? Helped me to save a lot of pennies :)
  • beanielou
    beanielou Posts: 90,331 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    MSE_Andrea wrote: »
    Hello! Long time no speak! Happy New Year!

    We had a record of 115 last year.

    I'm sure there are many more out there! If you see anyone around that's cleared their debt but doesn't have the Debt Free and Proud badge can you give them the link and tell them to post here please? The short link is mse.me/debtfreeroll.

    Thank you beanielou! :T


    Hope all well with you:)
    :A
    Have a solvent happy and healthy new year. :cool:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Former_MSE_Andrea
    Former_MSE_Andrea Posts: 9,614 Forumite
    Combo Breaker First Post I've helped Parliament Rampant Recycler
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    OxfordGirl wrote: »
    a. Winter 2013
    b. £6312
    c. 23/12/2016
    d. Before buying anything ask yourself a question - Do you really need it or you just want it? Helped me to save a lot of pennies :)

    Huge congratulations OxfordGirl! Welcome to the Debt Free and Proud Club!
    Could you do with a Money Makeover?


    Follow MSE on other Social Media:
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    Join the MSE Forum
    Get the Free MoneySavingExpert Money Tips E-mail
    Report inappropriate posts: click the report button
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    Flag a news story: news@moneysavingexpert.com
  • Ladykernow
    Ladykernow Posts: 286 Forumite
    First Anniversary Combo Breaker First Post Car Insurance Carver!
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    Congrats everyone! :)
  • SpeckyBecky
    SpeckyBecky Posts: 2 Newbie
    First Post Combo Breaker First Anniversary Debt-free and Proud!
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    a. The date of your lightbulb moment
    A month before having a baby I panicked at our debts and how we could afford them on maternity leave. That was February 2012.

    b. Debts at their highest
    £19000 not including a mortgage

    c. Debt-Free Date
    July 2016

    d. Your one perl of wisdom.
    Don't panic like I did. But don't hide from.it either. There are steps you can take and help you can get if you take a deep breath and face it.

    e. Links to the MSE guides that helped you
    All of them :D

    f. Which forum threads helped you
    g. And if you had a debt diary on the Debt-Free Wannabe board (DFW), a link to it
  • Cinders2001
    Cinders2001 Posts: 1,454 Forumite
    Photogenic First Post First Anniversary Combo Breaker
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    I'm in my 50's, a housewife with 2 children. Pleased to say I've never been in debt.
    My aim for this year is to stay that way!
    ** Freebies and money saved with the help of you all? - Don't know ....lost count! **
    ** Stay Safe **
  • misselvis
    misselvis Posts: 285 Forumite
    Energy Saving Champion
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    Massive congrats everyone - very inspirational
    misselvis proud and in motion - dealing with her debts step by step :)DFW #107
    challenge pay off 6.5k by the end of 2017~ £388/£6500 challenge 1% challenge = 6% of debt cleared; challenge - build up 3 months emergency fund- £0/£6000
  • Napista
    Napista Posts: 16 Forumite
    First Anniversary Name Dropper First Post Debt-free and Proud!
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    Well I'm a little late but still very proud to be debt free so thought I'd celebrate here!

    a. The date of your lightbulb moment
    2014

    b. Debts at their highest
    Approx £5000 - credit cards and overdraft

    c. Debt-Free Date
    2015

    d. Your one pearl of wisdom.
    Don't be afraid to be different, western society is filled with people who have what they want now and pay for it later. Learn to embrace how much more you appreciate and enjoy something when you have saved up for it.

    e. Links to the MSE guides that helped you
    Most of them, I'd say particularly the Best Current Accounts as I managed to get rid of the last few hundred quid of debt through switching bonuses :)

    f. Which forum threads helped you
    I've lurked, can't remember which exactly.

    g. And if you had a debt diary on the Debt-Free Wannabe board (DFW), a link to it

    N/A
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