The Debt Free Roll Of Honour

Former_MSE_Andrea

Huge congrats Laconic! Definitely worth celebrating!

https://twitter.com/MSE_Forum/status/555722154604769281

AlexLK

a. The date of your lightbulb moment
31/08/2013.

b. Debts at their highest
£32,297.54

c. Debt-Free Date
12/01/2015.

d. Your one pearl of wisdom.
Live within your means.

e. Links to the MSE guides that helped you
Mainly read the forum.

f. Which forum threads helped you
Too many to list.

g. And if you had a debt diary on the Debt-Free Wannabe board (DFW), a link to it
https://forums.moneysavingexpert.com/discussion/comment/67475576#Comment_67475576

powellypowelly

a) various, but I suppose the debt actually started to stabilise in mid 2006

b) unknown - somewhere between 50-60k

c) 16th Jan 2015

d) Make an honest, complete budget. Then focus on sticking to it.

e) & f) MSE and the forum have been a daily support method for me over the past 10 years, there are so many important articles here, and so many supportive people. You don't have to be ashamed here.

g) https://forums.moneysavingexpert.com/discussion/3806605

Time_to_face_the_music

I love reading this thread and can't wait to post here myself :j

If you haven't already done it, it would be great if anyone who paid off their debt recently could post to the "How much did we pay off in 2014" thread:

https://forums.moneysavingexpert.com/discussion/5143778

It's already reached half a million pounds and we think it can go even higher!

TTFTM x

Karen777

wow I love reading this thread too. Have been so grumpy about money have stayed away from this board - how stupid am I when reading about you fantastic people who are further down the DF journey than I am just cheers me up so much! well done all of you! amazing!

Getmeoutofdebt

a. The date of your lightbulb moment
01/03/12

b. Debts at their highest
£27,924

c. Debt-Free Date
02/02/2015.

d. Your one pearl of wisdom.
Don't focus on the overall debt as it will overwhelm you. Set yourself smaller targets/ aims/ tasks and change them every now and then to get a bit of variety and keep your interest & motivation up. Don't forget time flies and it will be over before you know it!

e. Links to the MSE guides that helped you
Mainly read the forum.

f. Which forum threads helped you
The debt free diaries. Find someone in a similar position to you at a similar point in their plan and follow them. Share your journey by starting your own diary. It gives you something positive to focus on and you get lots of ideas and support from others!

g. And if you had a debt diary on the Debt-Free Wannabe board (DFW), a link to it
https://forums.moneysavingexpert.com/discussion/3829559

Fortune_Smiles

OMG! OMG! OMG! Gmood - you did it :j:j:j

Former_MSE_Andrea

Huge congratulations Getmeoutofdebt! That's fantastic news!

Ellieseleven

Well done Getmeoutofdebt, what a fantastic achievement!

I totally agree re: setting smaller targets along the way, they do help to keep you motivated. I love my milestones;)

Ellie x

Sazzie23

Fab news Get me, and first one for February.

Happy dance