The Debt Free Roll Of Honour

MummyRivett

Dear All,

With the help of my share save, I managed to clear all my debt by November this year. I paid off over £30k this year, I am officially debt free and also have a substantial pot of savings towards the deposit of our house. it was really hard, but I did it.

Thank you for all the support on these boards, I still want to carry on the no spend days as they really helped me so, please let me be an honorary member of NSD as I really love this section of the forums.

Keep at it, you'll get there

Leanne
x

misselvis

Congrats to everyone on their df journey so inspirational yet unachievable many thanks

Ellieseleven

Great to see so many folks becoming debt free in 2014 - Well done to you all:beer:

You all inspire me to keep going:T

Ellie xx

Former_MSE_Andrea

87 forumites cleared their debts this year!

We still have one more day to go but we've totted the numbers up and so far 87 forumites have posted on here to tell us they cleared their debt this year and share their excitement. It means we've beaten last year's figure of 81!

If you know anyone who's cleared their debt this year tell them to get on here and add themselves to the list sharpish. We'll do a final, final tot up in the New Year

Huuuuuge congratulations to everyone who's done it and huuuuge best wishes to everyone reading this for inspiration for 2015. Don't forget to keep us updated on how you're getting: "What you're doing next"

black_taxi_2

received my debt-free badge today


my debt was part re-mortgaged so when i became mortgage free nov/2014 i officialy became debt free


thx

fab_and_frugal

Hello!
I'm a long time lurker of the forum, but new to posting (part of my 2015 resolution to be more pro-active in saving money!)
2014 was a HUGE year for us as we we became mortgage free in February, making the final payment of our £63K mortgage 8 years and 9 months early :j
We are also debt free having repaid in full an unofficial loan from our savings account. No other debts, loans, credit cards etc - all have been repaid in full so our only outgoings are the regular monthly bills which I am trying to reduce!
My aim for 2015 is to put by £10000.

Happy New Year everyone!

Fab_and_Frugal x

dND

Hi all,
I'm just a lurker on this thread and read the first thread back in 2006. Since then I've been out of the country but decided to drop back into MSE and saw this thread was still going. I was nearly in tears the first time I read the thread back in 2006 and was so impressed with how people were tackling their debts and their spending habits.

I am still impressed.

So a really big CONGRATULATIONS to everyone on the Debt Free Roll of Honour, you really deserve it.

To those still tackling their debts, I'm sure you will get there. Being on this thread is the first and best step and with luck and perseverance next year may be your year.

Here's to a prosperous 2015 for us all :-)

sandycheeks

Please add me to your list - Debt free since August 2014 - cheers and happy New Year - you can do it!!!

JCL

Delighted to be entering 2015 debt free (other than our mortgage). Had £7k+ on credit cards at the worst point. Cut up the card and stuck to using cash or debit card along with a proper budget. Just requires more discipline to save for things you NEED rather than flashing the plastic for stuff you just WANT.

Some great stories in this thread. Well done all!

Back_on_budget

Please add me to the list - all unsecured debts now clear:j

LBM July 2012
Last creditor paid Dec 2014
Debts at highest £36750

Pearls of wisdom:

Don't spend it if you havent got it!
Don't let the creditors take more than they deserve. Fight for fairness.

DMP support thread was invaluable.