So will interest rate rises have very little impact?

benb76

Like I said in a later post, it's your choice and dependent on how much you value your independence, which varies from person to person. Having said that, you could have the most solid financial reasons, but it's not going to change the general perception that a 26 year old man (particularly a graduate with a job) living with his parents is a bit sad.

yorkshirekev

benb76 wrote: »

Like I said in a later post, it's your choice and dependent on how much you value your independence, which varies from person to person. Having said that, you could have the most solid financial reasons, but it's not going to change the general perception that a 26 year old man (particularly a graduate with a job) living with his parents is a bit sad.

I am inclined to agree having previously being that 26 year old man. It takes a rare girl not to openly laugh at you for living at home with your parents.

Percy1983

It does make me wonder, some may say we are the fools for not moving out yet, but in many respects if you get along with your parents it really is the best thing to do even if its just to save a deposit.

I will admit I am a year older than moneysaver84 and don't yet have a full deposit, oh well nearly there I suppose.

With that if I did have my deposit ready now I would hold off a bit longer as prices are dropping and the deposit can only get bigger.

moneysaver84_3

benb76 wrote: »

Like I said in a later post, it's your choice and dependent on how much you value your independence, which varies from person to person. Having said that, you could have the most solid financial reasons, but it's not going to change the general perception that a 26 year old man (particularly a graduate with a job) living with his parents is a bit sad.

General perception, whose? yours?

I have plenty of friends who either live with parents or have moved out regretting it. Alot of my work colleagues tell me to live at home as long as I can and they wish they did (they are also much older and wiser). So aslong as I dont encounter the people with the 'general perception' I don't really care :beer:
Times are changing and people are moving out much later...

Percy1983

yorkshirekev wrote: »

I am inclined to agree having previously being that 26 year old man. It takes a rare girl not to openly laugh at you for living at home with your parents.

I found one, I mean this in the nicest way but how long ago was you 26?

It is a lot more normal these days from what I can see.

moneysaver84_3

yorkshirekev wrote: »

I am inclined to agree having previously being that 26 year old man. It takes a rare girl not to openly laugh at you for living at home with your parents.

They must be different where i'm from, probably because no other young people can afford to move out either!

moneysaver84_3

Percy1983 wrote: »

It does make me wonder, some may say we are the fools for not moving out yet, but in many respects if you get along with your parents it really is the best thing to do even if its just to save a deposit.

I will admit I am a year older than moneysaver84 and don't yet have a full deposit, oh well nearly there I suppose.

With that if I did have my deposit ready now I would hold off a bit longer as prices are dropping and the deposit can only get bigger.

Keep saving for the deposit and meet the prices half way when they drop! Then we will see who's laughing :rotfl:

yorkshirekev

moneysaver84 wrote: »

They must be different where i'm from, probably because no other young people can afford to move out either!

lol, probably so. Back in my home town the men vastly outnumbered the women, so the ladies could be more choosy.

yorkshirekev

Percy1983 wrote: »

I found one, I mean this in the nicest way but how long ago was you 26?

It is a lot more normal these days from what I can see.

That one made me laugh. Had to rep you for that. I was 26 a couple of years ago. Very much a mentality where I come from that you move out early. 20-21 considered quite old to be still at home.

Some of the looks I got in my last job back home when I said I still lived with my parents were priceless.

Live and Work in London now, so the memories are starting to drift away.

moneysaver84_3

yorkshirekev wrote: »

lol, probably so. Back in my home town the men vastly outnumbered the women, so the ladies could be more choosy.

Ah see what you mean, not good odds!