We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

what is the best 0% credit card to buy only 1 expensive item?

13»

Comments

  • star-fire wrote: »
    When I mean credit history have you managed credit cards in the past,because if you have not I am afraid it could be a decline from Tesco's,they are a mainstream lender who look through applicants credit report and to look to see how you have managed credit before.
    Without this think you might struggle.
    Also to have good credit as you say you must have had a loan or credit card in the past for your rating to be good,without these a lender would not class you of having good credit.


    I see. thank you for the tip. from this point of view my credit history is quite poor. I've been living in UK for 5 years, and I've applied for a credit card just 2 months ago. before I had a debit card and a basic bank account. no loans.

    can you suggest me another card then? If you say that tesco is quite strict there my be another one more easy?

    thanks.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Mattemacce wrote: »
    I see. thank you for the tip. from this point of view my credit history is quite poor. I've been living in UK for 5 years, and I've applied for a credit card just 2 months ago. before I had a debit card and a basic bank account. no loans.

    can you suggest me another card then? If you say that tesco is quite strict there my be another one more easy?

    thanks.

    As you say from this point of view your history is poor,I think you can count out getting a 0% card TBH mate.
  • star-fire wrote: »
    As you say from this point of view your history is poor,I think you can count out getting a 0% card TBH mate.



    Sorry mate, what is a 0% card TBH?

    M
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Mattemacce wrote: »
    Sorry mate, what is a 0% card TBH?

    M

    Short for to be honest.
  • star-fire wrote: »
    Short for to be honest.

    hehe. you English shorten everything.
  • Daisy_Duck wrote: »
    You might find these helpful-



    thanks for the links I'll have a look.

    M
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.6K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.5K Work, Benefits & Business
  • 604.4K Mortgages, Homes & Bills
  • 178.6K Life & Family
  • 261.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.