need a payday loan A.S.A.P , help?

hi guys
I wonder if someone can help me I'm in need of a payday loan, but I've got bad credit is there anyone I can apply for a payday loan .
or is the any kind of urgent loan I can apply for with bad credit or not ?? any help would be appreciated- thanks :)
don't be a hypocrite all your life. God is watching YOU
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Comments

  • Hax
    Hax Posts: 890 Forumite
    Before you consider applying - are you 100% sure that you can repay the amount you borrow in one go? If not, then you're opening yourself up to horrendous fees and interest charges.

    Payday loans can be the spawn of the devil. They can also be helpful - but you need to be 100% sure that you can repay in full when the time comes.
    My posts are my own opinions based on my experiences and info gathered from sites such as this.
    They are not a substitute for professional financial advice - but you knew that already didn't you? ;)
    VSP 2011 - Member #25 - Started 6th December 2010 - Total As Of 4th May 2011 (21 weeks in!) - £323.67/£500 - So far so good!
  • Hax wrote: »
    Before you consider applying - are you 100% sure that you can repay the amount you borrow in one go? If not, then you're opening yourself up to horrendous fees and interest charges.

    Payday loans can be the spawn of the devil. They can also be helpful - but you need to be 100% sure that you can repay in full when the time comes.

    What Hax said.. Though can i just add that we are only just into December - when did you last get paid? or is it to last you up till this week..?
    "If you no longer go for a gap, you are no longer a racing driver" - Ayrton Senna
  • KingElvis
    KingElvis Posts: 4,100 Forumite
    If you need a payday loan urgently and you already have bad credit I suggest you should look at your spending habits and budgeting intsead....you'll get in a whole load of trouble which will be difficult to escape.
    "We want the finest wines available to humanity, we want them here, and we want them now!"
  • mjm3346
    mjm3346 Posts: 47,178 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    C.C.C.S thank you for making me debt free:j:j

    From your sig and other posts you have defaults and your income is only benefits.

    No you will not get one, the CCCS may be able to confirm that for you.
  • hur575
    hur575 Posts: 343 Forumite
    Payday loans are too much stress, every month you will be sick worried if you can manage it. I have used them in the past, and thank god I managed to get out after a lot of struggle.
  • No dont get one its really not worth it, it maybe worth you making an appointment with your local charity run money advice centre they will give the best advice for getting out of debt.
  • geoffky
    geoffky Posts: 6,835 Forumite
    please dont...
    It is nice to see the value of your house going up'' Why ?
    Unless you are planning to sell up and not live anywhere, I can;t see the advantage.
    If you are planning to upsize the new house will cost more.
    If you are planning to downsize your new house will cost more than it should
    If you are trying to buy your first house its almost impossible.
  • thank for all the replys.

    but need a urgent loan , if I can't get a pay day loan then is there any one who can give me a small loan for bad credit , yes I know there hight APR , but I need a loan ugently I hope you can help this time . thank you all .
    don't be a hypocrite all your life. God is watching YOU
  • LMCD
    LMCD Posts: 649 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    [QUOTE=mjm3346;39115344]From your sig and other posts you have defaults and your income is only benefits.

    No you will not get one, the CCCS may be able to confirm that for you.[/QUOTE]


    crisis loan from council? I can see you are saying you really need money... but I can't see no resolution unless you go to the provident but they calculate this on your basis so it might not cover the amount you require.... also extremely high high interest...
  • KingElvis
    KingElvis Posts: 4,100 Forumite
    Seriously girl, you already have issues with Provident, 3, Vanquis and others. You obviously cannot service your present debts so why on earth are you looking at more loans?

    With what your credit record must look like I imagine you have slightly less than 0.0 chance of obtaining more credit.
    "We want the finest wines available to humanity, we want them here, and we want them now!"
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