just had baby, moving in with g/f, entitlements

mart321

hello ive just had a baby with my girlfriend and am planning on moving in with her just wondered if anyone could help with finding out what we are entitled to.

she is currently classed as single

she is self employed, was working 30+ hours a week

was receiving £50 a week working tax credit

is a homeowner and has no mortgage

pays £16 a week council tax


between us we will probably be earning less than 30k a year.

thank you in advance for any help

no-oneknowsme

£30k income for a couple with one child would be classed as quite a good household income !

You wont qualify for WTC as your household income is too high.

You would be entitled to CTC at the rate of approx £20 per week which includes an extra premium as i am assuming your child is under 1 year old as your post states that you have just had a child with your partner.

You would also get child benefit which is £20 per week for a first child an approx £17 for each subsequent child.

You would also have the satisfaction of knowing that you and your partner are raising your baby together as a family under one roof ...sometimes this is more important than money.

Good luck and congrats on your new baby.

Jowo_2

You can model your benefit entitlements on the turn2us online benefit calculator.

Loopy_Girl

no-oneknowsme wrote: »

.

You would also have the satisfaction of knowing that you and your partner are raising your baby together as a family under one roof ...sometimes this is more important than money.

Not so it would appear since he asked on the CSA board how much she could claim if 'single' *sigh*

no-oneknowsme

Loopy girl - isnt it amazing how many people decide whether or not to move in together based on what benefits they will loose/gain by doing so ?

I personally think that most of these people are actually already living together and their question on boards such as this is more along the lines of "what benefits would we be entitled to if we declare that we are living together as a couple.

Having a child raised by mum and dad living together as a family should be the main decider !!! Not , will we be any worse off financially !

[Deleted User]

no-oneknowsme wrote: »

Loopy girl - isnt it amazing how many people decide whether or not to move in together based on what benefits they will loose/gain by doing so ?

I personally think that most of these people are actually already living together and their question on boards such as this is more along the lines of "what benefits would we be entitled to if we declare that we are living together as a couple.

Having a child raised by mum and dad living together as a family should be the main decider !!! Not , will we be any worse off financially !

sadly in these hard time finance has to be a consideration,and the benefits system as a whole penalises couples

Loopy_Girl

woodbine wrote: »

sadly in these hard time finance has to be a consideration,and the benefits system as a whole penalises couples

She's mortgage free and he earns 25K and they have to consider it?

I hardly think so in this situation. This isn't a couple who are both on JSA and living in some scummy housing estate

Indie_Kid

DX2 wrote: »

What a sorry state of affairs the welfare system has turned into if people who love each and have a child together choose to live apart so they can secure more money in benefits.

I'm pretty sure the welfare state wasn't created for this.

I find it sad that people question whether to move in together based on this fact. Forgetting of course, that they'll have less outgoings if they live together.

Jowo_2

woodbine wrote: »

.. the benefits system as a whole penalises couples

It's premised on those in a relationship having a social contract, one based on "mutual support and assistance"....

mitch161

woodbine wrote: »

sadly in these hard time finance has to be a consideration,and the benefits system as a whole penalises couples

Penalises????

go live on a island with no benefits, no support and just a £30k wage and a mortgage free house. you will soon learn to live within your means.

BENEFITS are just that.. a BENEFIT anything is better then nothing. learn the value of money.

i learned the hard way after having similar wage come in. to becoming unemployed. i have learned that it IS possible to live on a hardship payment of £45. but hopefully will be back in work soon to enjoy a proper wage packet again

so think yourself lucky your not on a island with no tax credits, no NHS.

PENALISES PFFT

if she can afford to live in a house on her own then you DAD! wont cost anything more then a plate of food a day ontop. as she already pays to light and heat the house.

so getting anything extra is....... A BENEFIT

if you think its unfair for benefits to be reduced for couples then maybe the honourable thing as a couple is to depend on each other, as thats part of a relationship when living together. relationships are not just about sex, there about supporting each other too.

tax payers dont want a relationship with you so dont treat a benefit as penalising you.

its suppose to be that your moving from a household of just £3k benefits into a house hold of £30k income, of course benefits will reduce.

bring back the days when moving in with someone was based on the facts that people spent hours on phones talking sweetly soppy thoughts towards each other because they miss being together.
bring back the days when people move in together because they dont want to say goodnight, but instead want to say good morning.
bring back the day when the most worrying part of a relationship was who's lipstick is that on the shirt colar. and not 'will i be better off claiming benefits and sneak over girlfriends house'

Loopy_Girl

Why are you living off hardship payments? Get a sanction did we?

You have an awful lot to say about child rearing and living together - which is ironic as you are single