***The A Fixed % of Money Left After Bills Goes On Debt Challenge***

**Kat**_2

If_My_Pennies_Were_Pounds wrote: »

Kat can you please remove the bit saying (meaning £571.72), from my target as my interest is added on daily and so the figure changes daily.

I really don't want to see that figure going up, so could you take it off pretty please?

Of course I can - I also agree with the trial month starting Friday.

I just want to see my figures going down which atm they aren't much. Did pay a lot of the NatWest (although it's the lowest rate they were getting shirty) but desperate to get the reserve gone gone gone!

I want this to be as taylor made to suit individuals as possible - this was one of the reasons of setting it up as the other challenges are very black and white - this can be entirely grey so if you want to update monthly/weekly if you hit target, or how far off your target for the whole of 2011 you are feel free xx

Woowoo

And it's another place for us to come & chat!

Kepp

Hi Kat,

Maybe this should be renamed as just 'The % Challenge'! Seeing as we're all so awkward!

I will make my target (if it's alright) to be a total reduction of 80% then. That way I can start from now as I currently have cleared 18% (gonna be hard to do 2% in a month to be ready to go by 2011!)

I will post my progress each time I clear another 1% if that's alright?

So at the moment 18%/80%

Woowoo

A reduction of 80% by the end of next year Bec's? Sorry for being dim

Kepp

I wish it was by the end of this year!

I was going to go for a reduction of 60% next year but realised if I upped it to 80% it would be easier to work out and it would make me really push during Dec this year (easy to fail on!) if I need to get the total from 18% to 20% by the end of this year, ready to tackle 2011!

Did that make any sense at all?! :rotfl:

Woowoo

Lol yes it made sense

It would be easy to dismiss the rest of this year, but I keep reminding myself that the more I clear now, the less I'm entering 2011 with!

Kepp

That's what I was thinking.

It is easy to think of Dec as being a bit of a write-off because of the amount of money that we have to spend on other stuff.

It's giving me the kick I need to see it as how much of a head start can I get on 2011 instead!

Just agreed to a load of extra shifts on that note - whereas before I might of backed out of a couple. Gonna be tired!

Woowoo

I can't believe you have any free hours left in the week for extra shifts! Is that at the club?

Kepp

At the normal pub - so at least I know they should be less eventful!

Happytogetdebtfree

Hi im finally here i think im committing 23% to be paid off i dont know if thats right must be as im wanting to clear 13k in a year maybe more but i figured id rather go over target than feel deflated by going under so add me percentage campers off to bed ready for work now xxx