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***The A Fixed % of Money Left After Bills Goes On Debt Challenge***
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Hi Happy
Well done for setting your goal, I'm sure you will beat your target xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I like the new sig Happy!
Is that 23% of your wages every month or a 23% total reduction that you're going for?Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
23% total reduction im probably mathmatically challenged lol it seems so little but any higher than that and i may struggle but hey ho who knows what 2011 has in store for us payrises lotto wins the lark xxI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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That's not little at all!
That's why percentage is good rather than figures xDebt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
it works out at 1k a month if i go december to december .... right need my energy for later eurgh at work !! xxI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Wow, I know percentages are better but I should still check what they mean in figures first! :rotfl:
Gonna change to a 65% total reduction - that means I still have to find another £13,317 by Dec 2011 and that's without including interest! :eek:
So... 18%/65% Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
Make your mind up Becs! :rotfl:VSP - £14.76 | Saving for a Deposit0
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I think December is the wrong month to be aiming for a 100% debt reduction but never mind!
Oh and mines is...48%/100% VSP - £14.76 | Saving for a Deposit0 -
If_My_Pennies_Were_Pounds wrote: »Make your mind up Becs! :rotfl:
:rotfl::rotfl:I know!
The problem is I like to aim high - if the target is too easy I feel like I can slack, but at the same time I've really got to start learning some realism (24K in a year springs to mind
) Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
I will do my first update on Friday LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000
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