IVA- who did you choose &why ?

nogoodwithdosh

We originally were going to do a DMP with payplan.This was the only option that they were offering us,even though it would of taken over 20 years to pay off the debt that we owed at the time. But who knows how many more years would of been needed to do when all the interest had been added on.
A lovely helpful person sent me some advice and guidelines by way of PM on this site,then left the main decision with us.
We went with McCambridge Duffy and after less than a month after the initial phone call, have had our IVA approved today!
They are the most professional efficient company and I am so impressed.I will be leaving a fantastic review on the IVA forum.
Tonight I will sleep like a baby.The relief is almost too much to bear.I want to shout it from the rooftops and feel frustrated that I can't tell any of my family as only me and the wife knows.
Anyway that is my story.

althas

I used Melanie Giles

I researched a lot and stumbled upon iva.co.uk

Melanie is a very active poster on there, offering help and advice to anyone. There were so many people saying thank you to her and her team

I went for her on that basis, and I must say, I agree 100% with everyone who had said she was one of the best

themightywhites

Will throw my hat into the ring and try to help. I completed my IVA 6 months ago through Payplan. They did not charge any upfront fees, visited me at home and were open and honest with me. They got the IVA through at a dividend of only 17p in the £; at each annual review my payment was never increased and always remained at £182 month (can't forget that figure!); Whenever I contacted them they were always prompt and helpful. I don't know about others' but I would certainly recommend them.

james32_uk

My IVA was with Payplan and I couldn't recommend them enough. They were always sympathetic to any issues I had and let me rejiggle my payments a couple of times when I had unusual expenses.

the_bright_side

After investigating several of the leading IVA firms and some specialist IP’s OI chose Melanie Giles, thus far she has been absolutely brilliant

fingersuk

the_bright_side wrote: »

After investigating several of the leading IVA firms and some specialist IP’s OI chose Melanie Giles, thus far she has been absolutely brilliant

I can second that 4 years into 6 year iva - they do treat you more personal than the other companies out their the fact she reads and respond the iva dot co uk forum says a lot.

FavDaughter1

Hi, thankyou, we have gone with Melanie Giles,we did also speak to McCambridge who were very good. it's hard choosing,it's such a big decision.

fingersuk

FavDaughter1 wrote: »

Hi, thankyou, we have gone with Melanie Giles,we did also speak to McCambridge who were very good. it's hard choosing,it's such a big decision.

Trust me you've gone with the best