Give you a laugh - car insurance quote!!

Alison_B

I went onto the price comparison site for my son last year. He would have only passed his test for 5 months but had a years no claims due to getting his insurance when he first got his car. The cheapest came to £2,500 for TPFT and the dearest was £25,000.

mcjordi

i wish my qoutes were so small.. still paying 400+ on a !!!!!! fiesta

hunnycat

mum2one wrote: »

The reason shopping around, is the quote is over £70 more than I paid last yr,

have you phoned your insurance company up?
I had a quote that was £100 more than last year through the post so like you went on the hunt for cheaper deal. Turns out even with the £100 on top of last years quote they were still cheaper!

I rang them up and said i was not happy and they reduced it by £95.

give them a ring

Dan_Smith

Quote wrote: »

I find it infinitely funnier that the OP is bothering to shop around when they're paying so little for insurance in the first place.

mum2one wrote: »

The reason shopping around, is the quote is over £70 more than I paid last yr,

I would ignore him and his pointless comments, according to him:

Quote wrote: »

If you accept a premium of £200 instead of £300 you're not saving £100 any more than you'd be saving £1000. You're still spending money.

And even if you think you're saving £100 every year, that's only £5,000 over a lifetime, or £2 a week. Either way it's a piffling amount of money.

People should be more worried about the week of life they waste on comparison websites.

:rotfl:

Quote

Dan. Mate. I think it's been established that you don't have much of an idea what you're talking about when it comes to insurance. Those naughty sexist insurers, eh? I suggest you get a grip.

mikey72

Quote wrote: »

Dan. Mate. I think it's been established that you don't have much of an idea what you're talking about when it comes to insurance. Those naughty sexist insurers, eh? I suggest you get a grip.

Problem is, it's a money saving website.
So when you get a member of the insurance community, repeatedly bleating about how we should roll over, and pay whatever is asked, and not to worry about the odd £70 or £100 extra each time that we could save, as in your opinion it's not worth the effort to try to save it, it doesn't cast you in the best light.
So it either makes you look a bit desperate, or proves that the insurance business is so lucrative that £100 is really small change, in which case it definitely needs a government review of the business in entirety.

vaio

mikey72 wrote: »

..... in which case it definitely needs a government review of the business in entirety.

Yep, gets my vote. Should include comparison with other similar economies, the "running" costs of insurance companies and the number of third parties who also have their fingers in the pie and extract money without adding value.

Part of me thinks it's a competitive market and the market will sort it out and if car insurance was optional then I'd stick with that, but as it is legal requirement another part of me thinks that we have oligopolistic companies taking advantage of the fact that car insurance is compulsory

Quote

For the record I'd have no objection to government intervention, and I've never opposed it. I don't remember bleating about anything. If someone thinks they have a great deal, fantastic. What I object to is people who don't know what they're talking about banging on about things they don't understand over and over again.

mum2one

hunnycat wrote: »

have you phoned your insurance company up?
I had a quote that was £100 more than last year through the post so like you went on the hunt for cheaper deal. Turns out even with the £100 on top of last years quote they were still cheaper!

I rang them up and said i was not happy and they reduced it by £95.

give them a ring

Sounds so daft, but never thought of that.... do it in the morning, cheers x

pimento

I think the comprehensive quote for my Hyundai i30 of £189 including protected NCB and legal cover is robbery.

When I was 18 my dad said "It'll get cheaper when you're 25" it wasn't.
When I was 25 my dad said "It'll get cheaper when you're 30" it wasn't.
When I was 30 my dad said "It'll get cheaper when you're 40" it wasn't.
Now I'm 50 and it still gets more expensive every year...