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Immoral_angel's Debt Diary

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Comments

  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Right have just spoken to Ste and I was working the Stag do deposits out wrong.. the £33 deposits is coming out of the £60 we'd originally budgeted as that £3 includes my deposit as well
    soooo..... it'd be...

    £201.30 + £432 = £633.30......
    - £163.85 bills
    - £102.95 food budget
    - £40 petrol budget
    [STRIKE]- £33 stag do deposits[/STRIKE]
    - £60 stag/hen dos
    - £20 wedding present
    [STRIKE]- £30 car tax/mot[/STRIKE] Scrap this this month..
    - £113.02 for barclaycard
    - £2.57 sarah (lol)
    - £114.42 Ste
    = £16.49 *phew* that's better.

    Debt account wise that would leave us like this..
    £116.19 in account (When cleared)
    + £113.02
    + £434 (TC)
    + £120.80 (cb)
    = £784.01 ..... £30 short of paying off barclaycard.... Going to have to find some stuff to ebay me thinks!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • I dont think it matters too much if you dont pay off barclay card this month but if you really do want to, cut steves money down to £20 a week just for this month (thats what my partner manages on) and could you borrow from the car tax/mot fund, just for this month and then that would be the barclaycard shortfall covered xxxxxxxxxxx
  • Oh! you bet me to it xxxxxxxxx :rotfl:
  • bandraoi
    bandraoi Posts: 1,261 Forumite
    Does your bills include a minimum payment to the Barclaycard?
    Have you accounted for that in your totals?
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    bandraoi wrote: »
    Does your bills include a minimum payment to the Barclaycard?
    Have you accounted for that in your totals?

    Yes they do. :)
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Spendless
    Spendless Posts: 24,699 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sarah does Ste work the BH cos there's 2 in May. If you knock the £30 off ste's money 114.42 - 30 = 84.32. I make 18 working days till next pay day so 4.68 a day but all his days off (i've assummed 2 per week plus BH) are no spend days.
  • Spendless
    Spendless Posts: 24,699 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Or have you bought all your food shopping, I bet with help from the o/style board yu could knock some if not all the £30 needed off.
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Spendless wrote: »
    Sarah does Ste work the BH cos there's 2 in May. If you knock the £30 off ste's money 114.42 - 30 = 84.32. I make 18 working days till next pay day so 4.68 a day but all his days off (i've assummed 2 per week plus BH) are no spend days.

    As far as I know he's not working the bank holidays but he normally does 1 or 2 sundays a month
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • patentgirl
    patentgirl Posts: 1,041 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Hi IA
    just catching up with last couple of days thread the photos of the girls are fab you must be so proud parents

    Keep up the good workxx
    Frugal challenge 2025
    Feb  Grocery Challenge £250

  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Spendless wrote: »
    Or have you bought all your food shopping, I bet with help from the o/style board yu could knock some if not all the £30 needed off.

    We've done our big shop and normally do a top up shop for essentials about halway through the month. The food budget includes all our nappies and formula as well as try as we might even with Os boards help there wasn' much we could do to cut it down barr potty training ash!!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
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