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Is it the end, or just the beginning.....?
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Yeah, mine's one of those MASSIVE 03 reg beast of VW Golf :cool:0
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happy new month0
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And to you too, taxi!
Part of of my plan is in place - have opened a regular saver with First Direct - 8% pa for a year, as long as you don't make a withdrawal - so it is there in an emergency if I really need it, but will hopefully stay there until this time next year. I have set it up for £250 a month for now, and as this is less than my barclayloan was, it shouldn't impact too much on the day to day stuff.Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Good for you. Savings huh!! What a turnaround:-) I can't wait until I have them5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Yes, savings - the time has come to grow up and do things properly :rotfl:
Tonight I am out with the girls - bella italia courtesy of tesco vouchers then to a gig....for anyone interested, google or youtube "Reel Big Fish" - thats who we are off to see....and they look fun, so I am looking forward to it
Have a good day, everyone - half way through the week already so will soon be the weekend :cool:Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Lovely to hear you've got savings going on now, and thats a brilliant rate!
Have a great evening.2023: the year I get to buy a car0 -
Great news on the savings and fantastic rate0
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It is a good start, in any event - if I can keep that going for the year it will give me a bit of a cushion to feel more comfortable with.
It does mean, however, that budgeting is crucial - the envelopes are still working for me, but I need to stay well in control of them in order for this to work.
In a couple of months, if all is going well, I will set up a standing order to the mortgage by way of an overpayment - it is tempting to do this right away, but I would rather take things one step at a time, to ensure that I don't end up getting short towards the end of the month and incurring things like bank charges again, which thankfully are now simply a thing of the past.Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Good plan Hypno, also you deserve a bit of breathing space to just enjoy life a little before tightening the belt again.Some days there aren't any trumpets, just lots of dragons. Courage doesn't always roar. Sometimes courage is the quiet voice at the end of the day saying, I will try again tomorrow -- Mary Anne Radmacher0
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Hypno all sounds great, feels like normal service is resuming on your diary lol
How is the Download business going?0
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