Early-retirement wannabe

gadgetmind

Robwales said:

Can someone explain this to me - my wife is a making jewellry - upto a hundred pounds sold per mth max.  Whats the proposition with regard NI you are describing for self employed (sorry im not sure about NI class etc)?  

She's self employed, and needs to declare this income on a tax return, so tell HMRC she's self employed. There is a form (of course!) to do this. Her income means she doesn't have to pay Class 2, but she jolly well should elect to do it voluntarily, which you can do when filing tax return online. All she'll need is totals for sales and costs for filing, but keep your records of everything.

hugheskevi

tigerspill said:

Sounds like an amazing trip.  Have you anymore detailed plans or an itinerary that you could share?
My wife has also come into an inheritance that has the potential to change our plans considerable.  Immediate retirement and more extensive travel (once this CV19 mess reduces).

For trips lasting more than a few months I only plan the first month or so in any detail. After that I have a broad idea of direction of travel but no firm plans. The plans get firmed up as we travel.

The first month will be in Alaska, flying into Anchorage then visiting Denali and on to Fairbanks. A quick flight north to Prudhoe Bay, then drive back to Fairbanks. After that it will probably be a (long) ferry trip east to spend a few weeks/month volunteering at a raptor centre on an island in Alaska. That will be very relaxing with spectacular scenary.

Following that we will head south to Vancouver, on some form of public transport (bus or boat). After that, we will weave our way east, across the north of the States and southern Canada. Then down the east coast of the States before heading back west, eventually getting to the south-west of the States and on into Mexico.

AnotherJoe

bristrew said:

Corrected as their is no damn edit button here!

There is an edit button.. click on the cogwheel in the time bar of your message. Unless new users can't edit ?

JoeCrystal

AnotherJoe said:

bristrew said:

Corrected as their is no damn edit button here!

There is an edit button.. click on the cogwheel in the time bar of your message. Unless new users can't edit ?

Annoyingly the cogwheel get hidden a lot of time so just hover around at the right end of the time bar and the option should show up.

tigerspill

coyrls said:

tigerspill said:

....... (once this CV19 mess reduces).

Don't hold your breath

I think there will be wide spread vaccination by spring 2021.  There is absolutely unprecedented focus and money on this globally.  They is cautious optimism.

mark55man

I agree with that sort of timeline.  a whole year of chaos but not much if any longer

gfplux

tigerspill said:

coyrls said:

tigerspill said:

....... (once this CV19 mess reduces).

Don't hold your breath

I think there will be wide spread vaccination by spring 2021.  There is absolutely unprecedented focus and money on this globally.  They is cautious optimism.

Frankly all this optimism from Johnson about a vaccine just around the corner is undermining social distancing and mask wearing that was started by Cummings eye test.
i sincerely hope there will be widespread vaccination soon.
However let’s be realistic I believe ordinary citizens will not be getting a vaccination until at least August 2021 if not later.
That is assuming big pharma invent one.

barnstar2077

gfplux said:

tigerspill said:

coyrls said:

tigerspill said:

....... (once this CV19 mess reduces).

Don't hold your breath

I think there will be wide spread vaccination by spring 2021.  There is absolutely unprecedented focus and money on this globally.  They is cautious optimism.

Frankly all this optimism from Johnson about a vaccine just around the corner is undermining social distancing and mask wearing that was started by Cummings eye test.
i sincerely hope there will be widespread vaccination soon.
However let’s be realistic I believe ordinary citizens will not be getting a vaccination until at least August 2021 if not later.
That is assuming big pharma invent one.

I don't think I would want to be at the front of the queue to take the worlds quickest developed vaccine either.  Assuming we don't all get herded in against our will.

mark55man

There are a number of promising trials, even some vaccine being made ahead of approval to speed up distribution afterwards.  so I don't think it will take a whole year to do that

tigerspill

barnstar2077 said:

gfplux said:

tigerspill said:

coyrls said:

tigerspill said:

....... (once this CV19 mess reduces).

Don't hold your breath

I think there will be wide spread vaccination by spring 2021.  There is absolutely unprecedented focus and money on this globally.  They is cautious optimism.

Frankly all this optimism from Johnson about a vaccine just around the corner is undermining social distancing and mask wearing that was started by Cummings eye test.
i sincerely hope there will be widespread vaccination soon.
However let’s be realistic I believe ordinary citizens will not be getting a vaccination until at least August 2021 if not later.
That is assuming big pharma invent one.

I don't think I would want to be at the front of the queue to take the worlds quickest developed vaccine either.  Assuming we don't all get herded in against our will.

Many of the options are just derivatives of existing products that have been thoroughly tested.