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Early-retirement wannabe
Comments
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It took a long time to question anything that OP mentioned.
I do not believe a word of it.0 -
Marine_life, I still love you........ it’s almost as though life changes as you go through it..... keep us posted!"For every complicated problem, there is always a simple, wrong answer"0
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Marine_life what has changed since Dec 18 when you were convinced your 3 days work a week created the right balance?
Over the years of this thread you have at times been stressed by work (or maybe not being in a position to retire?) so is it a big risk to go back full time and travelling overseas.
You are obviously valued so is there not a position that is part time out there that will allow you to ease into retirement? If you take a 2 year f/t job and then retire that might be more difficult to adjust to?
My OH does not want to retire yet as she enjoys much of what she does so with the financial independence we have created she has moulded her work by taking on smaller projects that do not require f/t commitment. You are in control and that is the key so good luck.0 -
Luckily marine life is asking advice on.opening a SIPP on another thread. Presumably this will provide the financial security he needsNo.79 save £12k in 2020. Total end May £11610
Annual target £240000 -
barnstar2077 wrote: »I spent the day holding my mums hand in the hospital. She retired late and fell sick straight away. There are no words for just how much we wish we had spent more time together as a family, but my mum won't be coming home again, there is nothing we can do.
If you have the money to not have to work then I cannot emphasise enough just how precious every day is. You will never get those two years back again, spend them with your family and friends, enjoy life. Don't take life for granted like we did, time is a precious gift that falls through our hands like grains of sand.
Sorry to hear that barnstar, it's a tiring, stressful time for you and your family. I hope you can treasure the time you have left.It's like the final series of Lost.
That really made me laugh:D
If you enjoy work, then go and do it. New surroundings, it will be a challenge and you are obviously someone that enjoys that.
As far as I am concerned when I finish work completely in June, that is it. Never to return to work. But who can say and if something that I think I would enjoy comes along, then I may well take it up.Yes I'm bugslet, I lost my original log in details and old e-mail address.0 -
Of course Marine_life is for real; I'll note that there might well be an example of 'mars and venus' here.
Some people (usually male) just have a much lower sense of emotional attachment to friends and family, and place a higher emphasis on the intellectual challenge of a particular type of work, not forgetting that any work that you enjoy doesn't seem like work.
I'm with you mgdavid- the thread tracks the journey, who knows when retirement will come for Marine_life? I'm planning our retirement but some days I think to myself "Do you really want to stop doing this?" Then I might have a bad day and think "Roll on the pension!"
Bornstar2077- sorry for your news, a sad time for you and your family, I hope you all can make the most of what time is left for your mum- and a reminder for us all that no one can plan the whole future.
Bluenose1- I look at hypothetical holidays too. We're coming round to the idea of a campervan, simply as the most practical solution to taking time away at a moments notice!CRV1963- Light bulb moment Sept 15- Planning the great escape- aka retirement!0 -
Bluenose1- I look at hypothetical holidays too. We're coming round to the idea of a campervan, simply as the most practical solution to taking time away at a moments notice!
I think half of my time is spent watching youtube van conversions at the moment. The other half is spent looking at narrowboats. There are some amazing ones out there from old style with the traditional painting of castles and roses to very contemporary fit outs with all mod cons, washer dryers, USB ports, solar panels.
I've spent years of my life on the road, so canals look interesting and by the time I've pootled round all of them at 4mph, I'll have forgotten the beginning anyway. And it's far easier to fit three (two of them large) dogs into 60-70' of boat than it is to get them into a van.;).
I was lucky to get invited to visit someone from another forum on their barge last week and looking forward to taking a day off in May to go out for the day and tackle a lock.Yes I'm bugslet, I lost my original log in details and old e-mail address.0 -
I think half of my time is spent watching youtube van conversions at the moment. The other half is spent looking at narrowboats. There are some amazing ones out there from old style with the traditional painting of castles and roses to very contemporary fit outs with all mod cons, washer dryers, USB ports, solar panels.
I've spent years of my life on the road, so canals look interesting and by the time I've pootled round all of them at 4mph, I'll have forgotten the beginning anyway. And it's far easier to fit three (two of them large) dogs into 60-70' of boat than it is to get them into a van.;).
I was lucky to get invited to visit someone from another forum on their barge last week and looking forward to taking a day off in May to go out for the day and tackle a lock.
I had a friend lived on a Narrow Boat, he wouldn't change the lifestyle for anything. They're practical if you don't attract clutter!
He had a log burner!CRV1963- Light bulb moment Sept 15- Planning the great escape- aka retirement!0 -
I had a friend who lived on a moored narrow boat for a while - lovely in summer but really quite scary in the winter when ice formed around it and it creaked all night.
We are making the camper as dog friendly as possible - wipe clean surfaces, D rings in the floor to attach harnesses to and a bed in a pop top roof so we can sleep up there and the dogs can have 'down stairs' at night. We did wonder about hiring one before jumping in with both feet but struggled to find one that accepted dogs.
DD seems to have lots of summer commitments that are just Monday to Friday away so we should get good use out of it this year in the form of mini breaks while she is elsewhere. Once she has gone to uni in 18 months time I want to go North - see more of Northumbria and lots more of Scotland. We are having solar panels and diesel heating installed so that we are not tied to staying at campsites with electrical hookups.I’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
& Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
All views are my own and not the official line of MoneySavingExpert.0 -
I had a friend lived on a Narrow Boat, he wouldn't change the lifestyle for anything. They're practical if you don't attract clutter!
He had a log burner!
They generally do have log burners in them. There are several vlogs on youtube from people who are living aboard.
My biggest ponder about living aboard is what to do with the house. Sell it and bank the money. Rent it out, which for purely emotional reasons I wouldn't want to do. Keep it for visiting occasionally. Buy somewhere else in a more holiday place where I could let it out and use it myself if I wanted to and then have somewhere to move into when I get fed up/too old.
I do wonder what people who live aboard will do when they become older and find boat life harder.I had a friend who lived on a moored narrow boat for a while - lovely in summer but really quite scary in the winter when ice formed around it and it creaked all night.
We are making the camper as dog friendly as possible - wipe clean surfaces, D rings in the floor to attach harnesses to and a bed in a pop top roof so we can sleep up there and the dogs can have 'down stairs' at night. We did wonder about hiring one before jumping in with both feet but struggled to find one that accepted dogs.
DD seems to have lots of summer commitments that are just Monday to Friday away so we should get good use out of it this year in the form of mini breaks while she is elsewhere. Once she has gone to uni in 18 months time I want to go North - see more of Northumbria and lots more of Scotland. We are having solar panels and diesel heating installed so that we are not tied to staying at campsites with electrical hookups.
That sounds like a good plan Mallygirl. I see nothing wrong with jumping in, you sound like people who will enjoy it. Do you have any concerns about keeping the vehicle cool enough for the dogs? Northumbria is one of my favourite counties.Yes I'm bugslet, I lost my original log in details and old e-mail address.0
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