Early-retirement wannabe

LeadFarmer

Im 44 and my company pension allows me to retire from age 50, but if I wait until I'm 55 I get a much better pension.

I took on a larger mortgage a in 2007 when I bought a much nicer/bigger house and by over paying it each month it should be paid off when I'm 52. So I shall probably wait until I'm 55 before I retire. I can't wait!

Because retirement has been in my mind for quite a few years, I'm just starting a pension for my 9yr old son, to give him a fighting chance of an early retirement.

gadgetmind

uk1 wrote: »

I am also incandescent with rage about candescent lights

Laws that helped drive down the cost of LED lighting meaning we now have long-lasting, high-quality and low energy lights.

Don't get me wrong, I've moaned about the regulations at times as hitting the standby figures for consumer electronics was a pain in the backside, but the end result is better for everyone, and this kind of thing can only be done in a centralised and coordinated way.

atush

ex-pat_scot wrote: »

Two possible reasons:
FirstPastThePost - it would give a different outcome to a straight vote count across the country
the dawning realisation that "Leave" does not equal "low immigration". (c) D Hannan 24/6/16

Since when was first past the post an option?

uk1

gadgetmind wrote: »

Laws that helped drive down the cost of LED lighting meaning we now have long-lasting, high-quality and low energy lights.

Don't get me wrong, I've moaned about the regulations at times as hitting the standby figures for consumer electronics was a pain in the backside, but the end result is better for everyone, and this kind of thing can only be done in a centralised and coordinated way.

Well, as you have decided to split hairs .....:p....... the bulbs that were supposed to replace them weren't as bright as they claimed, so you had to buy higher wattage ones, didn't you. And you had to wait a while whilst they gradually got brighter. And they are a packet to buy aren't they.

And as it turns out none of them last as long as they claim.

Apart from that I agree with you, centralised control is a really wonderful thing.

Jeff

jamesd

The lights save enough money to be a good deal in spite of the cost, particularly for largely nocturnal people like me. May take some extra light fittings to get the same total illumination, though.

Still, it didn't require EU legislation to get it done, the individual countries could have done it instead with national laws.

uk1

I'm worst than nocturnal. I only need three hours or so sleep ...

:eek:

Jeff

gfplux

atush wrote: »

Since when was first past the post an option?

Have you forgotten how you voted in 2011. Or did you not bother.
Only 42% turnout.

https://en.m.wikipedia.org/wiki/United_Kingdom_Alternative_Vote_referendum,_2011

atush

jamesd wrote: »

The lights save enough money to be a good deal in spite of the cost, particularly for largely nocturnal people like me. May take some extra light fittings to get the same total illumination, though.

Still, it didn't require EU legislation to get it done, the individual countries could have done it instead with national laws.

First of all these exp bulbs foisted upon us could be good- if they lasted a long time. Which they dont (not even twice an incandescent in my experience). Add in the lack of decent 60-100w equivs, and the lack of good frosted candle shaped (to fit the 10+ light fixtures I have that take them ) and it is bulb nightmare.

If they made bulbs to go with the lighting fixtures for sale prev, and they lasted as long as advertised, and they didnt cause problems in disposal (they are worse for the environment than incandescent which negates th energy savings) they'd be a fine idea.


But once again, lets go off half cocked and impose laws and not have the reliable easy to get items required?

stephennt

uk1 wrote: »

Apart from that I agree with you, centralised control is a really wonderful thing.

Jeff

Especially if it's me that gets to make the rules

atush

gfplux wrote: »

Have you forgotten how you voted in 2011. Or did you not bother.
Only 42% turnout.

https://en.m.wikipedia.org/wiki/United_Kingdom_Alternative_Vote_referendum,_2011

Not being a citizen of the EU/UK I had no vote