📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

St James Place Wealth Management

13»

Comments

  • I have had a SJP bond for 14years. Every year I keep thinking they will improve but it never happens. In 14 years they have returned 1.5% per year growth on my bond. But this year they really earned there fees with less than 0.5%. Do not touch them with a barge pole.
  • gvlewis
    gvlewis Posts: 53 Forumite
    My father put his money with a local IFA when he retired quite a while ago. However, they were constantly moving his money around and each time this they took a fee. He came to the conclusion that this constant management of his funds were not in his interests but in their own interests. As a result he left them and went to SJP where the annual return (net of charges) has been between 5 and 7% despite volatilities in the markets.
  • The pension has an annual AMC and yes some additional charges but the bid/offer is not on pensions. I am a client and am aware firmly on what is charged. Why are you telling tales?
  • jem16
    jem16 Posts: 19,663 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The pension has an annual AMC and yes some additional charges but the bid/offer is not on pensions.

    According to this list, bid/offer is on pension funds and at 5%.

    http://www1.sjp.co.uk/funds/pension-funds
    I am a client and am aware firmly on what is charged. Why are you telling tales?

    Either you don't understand what you are being charged or you are telling tales.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.5K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.5K Work, Benefits & Business
  • 599.7K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.