Mortgage Free - so good they'll do it twice! Wynnvegas aiming for the big house

wynnvegas

Buorre Iehket Froggy,

If only he had land to offer, it would be tempting so cash is the only option. As all my sales guys keep telling me, "cash never offends"! Moyra as, in a very "so last year" Devil wears Prada type fit, managed to smuggle in over £3kin new clothes which she has made room for by chucking out half the stuff she brought home last year. I've made my feelings clear on the matter...

Cheers,

Billy

diadeb

Hi Billy
Just having a nose round and spotted this thread. Having come across you in the MFIT Take 2, I thought I'd have a nose. What a life you have! Wish I had time to read it all but I've already wasted far too long and it's keeping me from furniture purchases amongst other things.

I wish I had the time and energy to do all the MSE things that you and so many do, but hey life's too short to fret about these things! I hope to plan a trip to Florida but TBH I'm overwhelmed with where to start. Good luck with your plans - I have subscribed to this thread so will try and drop in when I can.

wynnvegas

Hi diadeb,

Thanks for popping in. I keep a close eye on the mortgage free in 3 challenge as it's great to have shared a lot of the triumphs on that board and to see the progress others are making as well. If you get to about the middle of this diary, you'll note my undoubted expertise in furniture building so I'm all in favour of your current endeavours and against my ramblings keeping you from being on the case!

I have to admit to a) never having been all that hard at it when we had the mortgage and b) getting pretty lax since we got shot of it. Other than a brief career on valued opinions and the like, the survey sites have never held much attraction and there's a thread on here about all the small things that can be done to save a few pennies (sometimes literally) which I just cannot get on board with. The idea of purposefully taking stuff into work to charge to save on the required electricity is probably my definition of taking the idea too far although fair play to those dedicated enough to do it.

Completely with you on the need to live whilst making a stab at overpaying as well. It's the main reason why I'm doubtful (and ever increasingly so) about getting another mortgage at all. We're going to look to buy the land outright and save enough to build the big house with cash and the sale of the squalor if we can manage it. That way we can still treat ourselves to whatever we might fancy, whenever we might fancy it. A hastily planned October trip to Paris is in the offing at the moment...

Cheers,

Billy

Froggy-G

Be careful Billy! Paris is full of French people!!

wynnvegas

Froggy-G wrote: »

Be careful Billy! Paris is full of French people!!

Well that rules that out then! After all you've told me about the French, I'm not for taking the risk of being one among them...

unhappy_shopper

Read your travelogue about the Vegas trip. I am green with envy
I spent an year in the USA, but never managed to get to Las Vegas. Well, I was a grad student in those days and couldn't afford it.
I am planning to make the trip when I have enough money to throw away :rotfl:

On a different note, why do you term your current (MF :cool:) home a squalor?

Cheers!

wynnvegas

Hi US,

I'd thoroughly recommend it. Well worth a visit.

The squalor is very much Moyra's term for the current house. I take great exception to it but she jokingly referred to it as such once we had the initial design finished for the big house. I'm not 100% sure she is joking about it these days!

Cheers,

Billy

wynnvegas

Morning All,

And a good morning it is. Finally over the majority of the jetlag (woke up at 7am today!) so glad that's behind me for another year. I'd love to blame that on getting older but I was as bad with it at 21 as I am at 30 so it's just me being generally rubbish with the changes in time zones. The infernal date line is even worse though. Once upon a time we flew from Fiji to LA and arrived before we left. That was 10 years ago and I'm as confused now as I was then about that one.

Back to the relevant matters of money. I'm feeling a bit like an unwanted debt collector at the moment. Between my cousin, auntie, sister, a guy at work, Moyra's mum and dad and a couple of folk who asked us to buy things for them over in Vegas, we're owed somewhere in the region of £1,000 this week. I hate asking for money (even when it's mine to have..) but it needs to be done - we'll never get the big house giving money away all the time. With our credit card sitting at an all time healthy position of -£308, everything remains perfectly on course to be totally debt free (student loans notwithstanding) by the end of September.

Got the architect to chase today to see how the great land hunt is going. Had a good meeting with a prospective long-term client tomorrow which will see me get properly into the swing of the consultancy gigs. I also have my annual review to arrange with the Chairman this week. I'll try to arrange it for next week so that anything that does come my way is included in the August pay run.

Cheers,

Billy

abouttimetoo

Froggy-G wrote: »

Be careful Billy! Paris is full of French people!!

lol, that made me lol for real :rotfl:

Hi Billy, just stopping by for a catchup as been on hols for a couple of weeks and an expensive couple of weeks it was as well as I needed to get several things done, not least finally sucumbing to getting dyno-rod in which cost £90, I wouldn't have minded so much if they'd broken into a sweat and took more than a nano-second to fix it, if there is a next time I'll be investing in my own personal plunger

Sounds like you had a great time in Vegas and I love how you spend your 'winnings'

Bye for now
Regards
ATT

wynnvegas

Morning ATT,

I haven't the first idea what dyno-rod is but it sounds more exciting than it probably is!!

The "winnings" was an idea first formulated in our post-graduation Yankee trip of 2003. We went with a pretty tight budget and without a credit card so had only the cash we had with us so no fallback (not as bad as when we took the same risk in 2001 and had to break into the emergency £20 in our last day in Fiji!). Moyra wanted a t-shirt (all of $28) from the coca cola shop and I said she could only have it if we won enough money on the slot machines. There's a video of her dancing about the hotel room showing it off crowing about how we'd broken Vegas enough to get her a wee something. It was a simpler time when a $28 splurge made her happy...I miss the old days...

Cheers,

Billy