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Mortgage Free - so good they'll do it twice! Wynnvegas aiming for the big house

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Comments

  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    Hey, hey, you're back :D

    Good to see you back Billy any and sounds like you've had many an adventure but have popped out the other side richer of both pocket and experience and looking for the next challenge, very well done you and Moyra :j
    I like the idea - I'll come and work for you :)
    wynnvegas wrote: »
    Excellent! A partner in crime already...

    Sounds like a dream team to me :p

    Regards
    ATT
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • wynnvegas
    wynnvegas Posts: 1,377 Forumite
    Mortgage-free Glee!
    Hey, hey, you're back :D

    Good to see you back Billy any and sounds like you've had many an adventure but have popped out the other side richer of both pocket and experience and looking for the next challenge, very well done you and Moyra :j





    Sounds like a dream team to me :p

    Regards
    ATT



    Thanks ATT,


    Definitely on the experience and not quite yet in the pocket but getting there slowly but surely. It's a painstaking process closing a business down so I hope the next businesses will run and run to avoid repeating this! STILL waiting on the final payments that are due in although I have been promised almost all of them by Friday...again. Then it's a simple case of handing things over to the Accountant, calculating the VAT bill and then letting him close the accounts. Genuinely cannot wait for this thing to be finished so I can get my head properly into the game for the next phase.


    What is creating most of the headache just now though is the holiday planning. We're having some proper first world problems deciding what to do in the middle three weeks of our American trip now that Arizona is pretty much on fire. We've debated and negated a road trip out west to go down the PCH and even ruled out Hawaii (honestly never thought I'd ever hear us discussing whether we could be properly bothered with "just" going to Hawaii for a bit). Current favourite is to go a figure of 8 road trip to Red Rock Canyon, Death Valley, Yosemite National Park, Reno, Grand Canyon, Page, Bryce Canyon, Zion National Park, Valley of Fire and then back to Vegas. That should take around 20 days which gets us back into Vegas for the last fortnight. Currently researching hotels in all these places and trying to decide on the best car to take for the journey. Hopefully have all of this wrapped by the end of tomorrow.


    Cheers,


    Billy
    Mortgage Free: 28/10/2010
    Time / Interest Saved: 18.5 years / £61,866.50
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    May I suggest a tour of the MTV Cribs for inspiration? :D

    Froggy
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • wynnvegas
    wynnvegas Posts: 1,377 Forumite
    Mortgage-free Glee!
    Froggy-G wrote: »
    May I suggest a tour of the MTV Cribs for inspiration? :D

    Froggy


    Sounds like a plan. Can't imagine any of them having an issue with a couple of pale Scottish folk rocking up and inviting ourselves in!
    Mortgage Free: 28/10/2010
    Time / Interest Saved: 18.5 years / £61,866.50
  • wynnvegas
    wynnvegas Posts: 1,377 Forumite
    Mortgage-free Glee!
    edited 10 June 2014 at 3:38PM
    Afternoon Peeps,


    Had a productive couple of days with hopefully another few to come.


    The business is winding toward it's eventual closure. Two more payments (both overdue) still to come in and a single payment to go out. The payment out is £36,000 but the payments in are £106,000 and the payments in are dependant on the person who the payment out is due to so I know he'll keep chasing it for me! Got in two cheque payments which were in the category of "I wonder if I'll ever see these" so they've been cashed and should be clear by Friday - another £32k to the next project fund...


    Confused Moyra yesterday by referencing the Bumpkin Billionaires after I'd decided, whilst cashing said cheques, that I would have a wee go at the Cashino arcade promotion in Grangemouth. I don't play slot machines here as a rule, largely because they're not a patch on the Vegas ones and I never play pub-style bandits as I don't have the first idea what is going on. The Cashino was giving away £5 match play and £2 freeplay (high roller stuff!) so I decided it was worth a tenner to play through £17 as a bit of pre-Vegas fun. Played at 50p a spin o some nonsense mushroom game until I got the £7.50 (by this time I had been well fed and watered with a minute glass of diet coke and a viscount biscuit - just like the Bellagio...) so decided to go to big £1 bets. On the second spin, got the bonus and, in sticking to my system (always the left side or top left on a "picky" bonus), got transported to the Pot Bonus. My wee leprechaun did a bit of a jig and landed on the gold pot. Won the jackpot of £100. The only thing better in this situation than having someone to celebrate with (had a wee old wifey taking the place of Moyra for this yesterday) is having some sullen !!!!!! quietly fuming at someone else winning when they're not (and the boy next to me was raging!). Cashed out the £100 handpay and, as soon as the machine was reset, it gave me the chance of winning the bonus again - left or right mushroom was a no brainer and, hey presto, another £100. Not bad work for 10 minutes of play. Played and quickly lost my remaining £5 but walked out £200 better off feeling like a proper winner. Will use that lucky £200 to have a £320 mad gamble on our first night in Vegas.


    So, add professional gambler to the list of upcoming ventures!


    Today consists of tidying the house like a good wife, getting Moyra's prescriptions from the doctor for whatever is ailing her presently, sorting my iTunes as the car music is annoying me as it has too much of Moyra's nonsense on it, watching game of thrones, playing some badminton and getting through a few more episodes of our current DVD-a-thon, The West Wing again. Done a few more holiday planning things so we're very nearly set for the summer. Need to move onto Morocco for October, Munich for the Christmas market in December and begin thinking about Japan and South Korea for next April. Holiday planning is bloody hard work.


    Got a meeting first thing tomorrow morning with my IFA so will get a good steer from him on the next steps for the financial advice gig. May well be able to back off some clientele to him in the first instance for a commission so that could be a nice easy way to get involved as I'm being constantly referred clients that I'm not ready for yet.

    Hope everyone else is grand, dandy and having as lucky a week as me!


    Cheers,


    Billy
    Mortgage Free: 28/10/2010
    Time / Interest Saved: 18.5 years / £61,866.50
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Billy :j:j:j

    Though not so exciting for most folk to see you on here as they've been reading your diary the last few weeks whilst I had managed to unsubscribe :rotfl:

    So, is this Dooh Nibor which is wound up :( (in which case I reclaim my name :p)

    Glad all going well. Get cracking on that jigsaw :D
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • wynnvegas
    wynnvegas Posts: 1,377 Forumite
    Mortgage-free Glee!
    Hiya Gally,


    No - doohnibor has still to get of the ground!! Still using the letting agency who are still rubbish. The BTLs make money but are horribly dull and it turns out I don't have the necessary patience to put up with rubbish tenants. Surprised I haven't been contacted with an emergency toilet roll change of something similarly stupid.


    Will definitely dust off the jigsaw tonight. It's the black bit that's hampering me. Moyra is keen to start the second of the two that she got me as my mortgage free present - the day and night Bellagian:


    http://i826.photobucket.com/albums/zz190/wynnvegas/Jigsaws/DSCN4062.jpg
    http://i826.photobucket.com/albums/zz190/wynnvegas/Jigsaws/DSCN4162.jpg


    Cheers,


    Billy
    Mortgage Free: 28/10/2010
    Time / Interest Saved: 18.5 years / £61,866.50
  • wynnvegas
    wynnvegas Posts: 1,377 Forumite
    Mortgage-free Glee!
    On an unrelated note, does anyone know how to access your signature here? Need to try and appeal to someone to get myself a mortgage free badge as well!


    Cheers,


    Billy
    Mortgage Free: 28/10/2010
    Time / Interest Saved: 18.5 years / £61,866.50
  • wynnvegas
    wynnvegas Posts: 1,377 Forumite
    Mortgage-free Glee!
    Forgot to mention,


    Not very MSE but did clear off the car loan - a final payment of just over £26,000 which hurts a whole lot but the car is mine now - just need to keep it running for the next 30 years to make it somewhat economical!


    Cheers,


    Billy
    Mortgage Free: 28/10/2010
    Time / Interest Saved: 18.5 years / £61,866.50
  • Calfuray
    Calfuray Posts: 1,003 Forumite
    Uniform Washer
    wynnvegas wrote: »
    On an unrelated note, does anyone know how to access your signature here? Need to try and appeal to someone to get myself a mortgage free badge as well!


    Cheers,


    Billy

    Once you log in, where it says "Welcome, [username]", there's a green bar above that. Click on "Quick Links" and there's a linnk to "Edit Signature" :)
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