The “arrgggh it’s nearly Xmas” November NSD challenge

niccatw

Oh my - when did it get to be the 5th November! And that's me just checking in fot the first time this month too .

1st and 2nd were spendy days - had to pay for study day on 1st (good old NHS! pay your own way :rotfl:). Envelope for colleagues birthday thrust uncerimoniously in my hand on 2nd! Hate them the most - not that I begrudge my colleagues - but that pressured expectation that you can, will and want to contribute [the same as every-one else] to leaving/mat leave/illness/birthday/whatever! Pah!!!

Made NSD 1 on 3rd but today wasn't happening either.

Ebay and clothes swap posting to be completed in next few days too so not looking good (I know I'll lose out on ebay thing as I could only put in £4 postage but the weight came to more than that).

Come on November! You're already dark and driech! Give me a bit of a hand on the NSD front why don't you!!!

solventsoon

niccatw wrote: »

Come on November! You're already dark and driech! Give me a bit of a hand on the NSD front why don't you!!!

Sorry nicca, translation required for us southern softies.. (well, me, anyway:D)

Good to see you back, we've missed you x

solventsoon

Hi lovely NSD gang:A
Lots of NSDs rolling in today, I think we’re all saving our pennies for the dreaded C word in December. Well done everyone:j

A very warm welcome to all our newbies signing up this month, new people are always welcome to join, we’re a a very friendly, if slightly insane, bunch and a surreal sense of humour definitely helps. We are, however, very serious in our aim to cut down on our spending and are happy to give advice/tips/hints so please ask if you’re not sure about anything. Everyone seems to have more success if they post regularly on here and join in the chat - not sure why, but it seems to work, so please feel free to join in

So welcome and good luck to:
Lily_The_Legend: :hello:hi and welcome, of course you can join us, you’re very welcome. Signing you up for 14 now - good luck. Don’t forget to keep posting, we’ll give you loads of encouragement

Well done for no 1 today - great start to the month for you all:
:jmissfit - off the starting blocks now, that’s brilliant. Oh dear to the headlight but fingers crossed for tomorrow
:jtjp70 - yay ... told you that you’d get there - well done you!!!!
:jgemini12 - off the starting blocks now, that’s brilliant.
:jnicca - welcome back, we missed you. Off the starting blocks now, come on, you can do it!!

Well done for no 2 today - flying start for you all:
:jjedi82 - great start for you this month, let’s hope amnesia struck your eldest today and you now have no 3 as well .. aahh.. not no 3 today, but great news about the allotment, that’s brilliant!
:jboultdj - fingers crossed for your 5 in a row next week, in the meantime hope the spendy day today wasn’t too painful
:jLily_The_Legend - great start for you on your first month, keep going
:jlittlepinkstars44 -glad uni work has some benefits. Hope you got some gifts started today
:jkathy40uk - great start for you, definitely more organised as well. You sound very busy, take care x
:jdonna dynamo - 2 NSDs out of 4 is 50%, so you’re doing well, don’t beat yourself up. Keep going, you’ll get there
:jcor26 - great start for you again, keep going
:jcandyapple - oh dear, sorry about the weather today, not good, but no 2 should be some consolation, I hope
:jkarom - off the starting blocks now, well done for avoiding the online shopping. I love unexpected NSDs, definitely the best
:jcw18 - busy day again for you, by the looks of it. Hope the physio appointment goes OK tomorrow

Well done for no 3 today - you’re on a roll:
:jchris81418 - yay... loving the days in a row competition, it’s definitely hotting up!
:jjintyb - oh dear, I would definitely sack your maid for that offence!! Hope you had a good day and love your new signature. Sorry about the casserole dish, it must be like losing an old friend...
:jifwishes - you’re doing brilliantly, keep going now..
:jkathlicos - great start for you again, keep going
:jkezlou - great start for you, woohoo indeed. Sorry you’re still feeling carp though, but well done for standing up for your child’s education
:jkatenut - have a lovely weekend away, you deserve a break

Well done for no 4 today - storming ahead now:
:jregan.lottie - like the declaring early strategy, it works for most of us
:jelfen - glad Pepper’s settled in well - what colour is she?
Well done on the spends too, you’re doing brilliantly - and for the choccie, crisps, etc..
Also 6 in a row NSDs - will increase your target now
:jSurfbabe - yay, great start for you, that’s brilliant
:jAllieBallie - great start for you this month, well done you!! OH is definitely better at doing the shopping than you, that’s your excuse and stick to it!!
:jslowlyfading - oh dear, sorry you’re feeling poorly ... It’s probably due to starting teaching, you’re going to pick up everything going until your immune system gets used to it. Take care and hope you feel better soon x
But no 4 has to be some consolation..

Hello to:
mummyroysof3 - fingers crossed for today
elf06 - oooh, more bargains today.:T..
TizerCat - oh dear.. more spends, but lots of bargains again. Hope you managed no 3 today
Looloo - grrrr to forgetting your lunch, what a pain
EvilTwinBintas - oh dear to the milk, you need to borrow Daisy, our NSD cow, I’ll try to find her for you, not sure who had her last Great news about the clubcard vouchers and fingers crossed for today:T
Tixy - oh dear, but there are loads of possible days left, keep going, you’ll get there....
I LOVE that tigger, going to change my avatar now... he’s fabulous, thanks:T
twistedhazel - oh dear.. petrol, the killer of so many NSDs....
thrifty fifty - great bargains today, worth losing an NSD for I think:T
Keiss 21 - love the online shopping tip, I’m going to try that myself next time I get tempted.:T Oh dear, sorry about the lost NSD, but love the cheese bargain buy
kerri gt - oh dear.. sorry about the spends today:(, but fingers crossed for tomorrow
kdalwayskint - don’t lose heart, lots of possible NSDs still available for November. Fingers crossed for tomorrow:D

No NSD chez spoon today, grabbed by Tatco (not a pleasant experience at all), but should be no 3 tomorrow...

Off to update the front page now, so see you all tomorrow.

‘night everyone

spoon x

chris81418

Good morning everyone!

I managed to notch up another NSD yesterday, so my running total is up to 4 NSDs, and 4 NSDs in a row! Yay me!

Good luck with eBay niccatw, and good luck everyone else collecting more NSDs and debt busting!

Enjoy that Friday feeling everyone!

jintyb

Morning folks,

Just a quick post, very sad news, my FIL passed away very suddenly yesterday evening. We had to rush through to Glasgow, but it was too late. Will be MIA for a few days as we are back through today so OH and BIL can make the arrangements.
We are totally shell shocked as it was all so sudden.

Will be popping in as and when I can,

Have a lovely day everyone:)

elf06

jintyb wrote: »

Morning folks,

Just a quick post, very sad news, my FIL passed away very suddenly yesterday evening. We had to rush through to Glasgow, but it was too late. Will be MIA for a few days as we are back through today so OH and BIL can make the arrangements.
We are totally shell shocked as it was all so sudden.

Will be popping in as and when I can,

Have a lovely day everyone:)

Jintyb - my thoughts are with you

tjp70

Sorry to hear your sad news Jinty. xxx

jedi82

Jinty, so sorry to hear your news. My thoughts are with you and your family.

Take care
Jedi xx

butdoineedit?

((((Hugs))))) Jinty, you are in my thoughts x

solventsoon wrote: »

Hi BDINI, don't panic, I think what you've done is extremely sensible in your circumstances. The only danger would be running up more debt on other credit cards but I don't think you're likely to do that. Good for you, no more credit card debt hanging over your shoulders, celebrate and have a lovely (and NSD) weekend with your dad - can I come for tea on Saturday, pretty please:D:D:D:D

spoon x

Thanks Spoon, of course you can come for tea, bring your tupperware & i'll pack you up with some leftovers too!!

niccatw wrote: »

Envelope for colleagues birthday thrust uncerimoniously in my hand on 2nd! Hate them the most - not that I begrudge my colleagues - but that pressured expectation that you can, will and want to contribute [the same as every-one else] to leaving/mat leave/illness/birthday/whatever! Pah!!!

I agree Niccatw, & don't you find the second you've paid for one, another envelope starts the rounds!! :mad:

Well today won't be one as will be picking up the radiator covers tonight, but do reason why the rest of the weekend won't be... fingers crossed!!

cw18

Jinty - ((hugs)) for you and the family

niccatw wrote: »

Come on November! You're already dark and driech!

solventsoon wrote: »

Sorry nicca, translation required for us southern softies.. (well, me, anyway:D)

Shame on you Spoon - I'm useless at foreign languages but even I know that one

The official translation is 'dreary', but I've heard it most often to describe wet (and damp, and grey and miserable) weather